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386 Lake House Road, Naples, ME, 04055

6beds
4baths
4,217sqft
$2,350,000
$557price/sqft
$15,294/moest. monthly cost
$611,760/yrincome needed

About This Home

Discover a rare 10+ acre waterfront property encompassing two separate residences with over 1,400 feet of frontage on Sebago Cove, offering exceptional privacy and direct access to Sebago Lake. The main residence showcases a modern passive solar design with striking post-and-beam construction, featuring 3 brms and 2 full bths. A dramatic iron spiral staircase adds architectural character, while the open-concept kitchen features high-end appliances, a waterfall island, and expansive views of the cove through oversized windows. Radiant flr heating throughout provides year-round comfort. The 1st floor primary suite offers a spacious en-suite bath. The walk-out lower level features a large family rm that opens directly onto an expansive patio--perfect for outdoor dining, relaxing in the hot tub, or stepping into the yard for easy access to wooded trails and the shoreline. A beautifully converted post-and-beam barn serves as a separate guest cottage with 3 brms and 2 full bths. A custom-crafted staircase built from oversized solid wood planks creates a stunning focal point, while natural wood walls fill the space with the rich character. An inviting loft den centered around a freestanding gas stove, its own outdoor hot tub beneath the covered porch, and a welcoming fire pit gathering area beside the full glass garage door seamlessly blend indoor and outdoor living. Currently operating as a successful Airbnb, the property offers the opportunity to continue the established vacation rental business and branding or transform it into an extraordinary private estate. Offered fully furnished, the sale also includes a dock, kayaks, and paddleboards, allowing you to begin enjoying the waterfront lifestyle immediately. This is a truly one-of-a-kind offering where privacy, waterfront living, proven rental income, exceptional future development potential, and the serenity of nature come together on the shores of Sebago Cove.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

--
Songo Locks SchoolGrades PK-22.6 mi
3/10
4/10
Lake Region High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Poured Concrete
  • Roof: Metal
  • Construction materials: Other,Wood Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Gas Range,Refrigerator,Washer,Tankless Water Heater

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Walk-Out Access,Daylight,Finished,Full

Bedroom2

  • Level: Basement

Bedroom3

  • Level: Basement

Bedroom4

  • Level: Second

Bedroom5

  • Level: First

Bedroom6

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Dining Area
  • Level: First

Dining Room

  • Features: Dining Area
  • Level: First

Family Room

  • Level: Basement

Family Room

  • Features: Heat Stove
  • Level: Second

Features

  • 1st Floor Primary Bedroom w/Bath,One-Floor Living,Shower,Storage
  • Window features: Double Pane Windows
  • Flooring: Tile,Wood
  • Finished area below ground: 936
  • Finished area above ground: 3,281

Heating & Cooling

  • Heating features: Heat Pump,Radiant
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 4,217
  • Total interior livable area: 4,217 sqft

Kitchen

  • Features: Eat-in Kitchen,Kitchen Island,Vaulted Ceiling(s)
  • Level: First

Kitchen

  • Features: Vaulted Ceiling(s)
  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Mud Room

  • Features: Closet
  • Level: First

Primary Bedroom

  • Features: Double Vanity,Full Bath,Vaulted Ceiling(s)
  • Level: First

Property

Details

  • Zoning: Rural
  • Other equipment: Cable,Internet Access Available

Features

  • Patio & porch: Deck,Patio
  • Has spa: Yes
  • Has view: Yes
  • View description: Scenic,Trees/Woods
  • On waterfront: Yes
  • Waterbody name: Sebago Cove
  • Frontage length: Waterfrontage: 1400,Waterfrontage Owned: 1400

Lot

  • Lot size: 10.67 Acres
  • Features: Near Country Club,Near Golf Course,Near Public Beach,Near Shopping,Near Town,Ski Resort,Landscaped,Wooded

Parking

  • Parking features: Gravel,5 - 10 Spaces,On Site,Off Street,Garage Door Opener,Detached,Storage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Ice Storm
Tsunami

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,882$142,584
Home Insurance $823$9,876
Property Taxes $1,977$23,724
Electricity $612$7,355
Total$15,294$183,528

Income You'd Need if You Spent...

35% on housing$524,365/yr
40% on housing$458,820/yr
45% on housing$407,840/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$557This listing

vs Other Active Listings

Avg $/sqft

ZIP 04055$337
Cumberland County$368

vs Homes Sold Last Month

Median $/sqft

ZIP 04055$310
Cumberland County$317

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Listed for sale$2,350,000
2024-08-05Sold$1,495,000
2024-06-14Pending sale$1,495,000
2024-05-31Price change$1,495,000
2024-05-08Price change$1,750,000
2024-04-16Listed for sale$1,999,000

For Sale by Agent

BrokerageWaypoint Brokers Collective

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