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906-908 North St, McCloud, CA, 96057

4beds
2baths
2,500sqft
$329,000
$132price/sqft
$2,602/moest. monthly cost
$104,080/yrincome needed

About This Home

Historic mill-town charmer in quiet corner of McCloud, converted into two large apartments. Many original touches remain in this property, while important updates have been made such as a metal roof and new siding. Both units are single story, above/below, 1250sqft 2 bds-1 bths, complete with wood stove, laundry room, and breakfast nook. Positioned on a larger lot at the corner of Mill Rd and North St, surrounded by lawn and garden space, includes underground sprinkler system and old garage, enclosed by classic picket fence. Have Rent from one unit help pay for your new home or weekend get-a-way in the forest, on the eastern slopes of Mt Shasta, just minutes away from world class fishing, skiing, and rustic restaurants and bars.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
--
McCloud High SchoolGrades 9-120.8 mi

Construction

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Classic
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Range,Refrigerator,Washer
  • Laundry features: On-Site

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Fireplace features: Two or More
  • Fireplace: Yes

Heating

  • Heating features: Wood Stove

Interior Area

  • Total structure area: 2,500
  • Total interior livable area: 2,500 sqft

Property

Features

  • Fencing: Wood
  • Has view: Yes
  • View description: Town,Trees/Woods
  • Topography of land: Level

Lot

  • Lot size: 0.28 Acres
  • Lot size dimensions: 115' x 105' x 97' x 85'

Parking

  • Parking features: Detached,Gravel,6-10
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Volcanic Activity
Wildfire
Earthquake
Winter Weather

FEMA Declared Disasters in Siskiyou County and California

Earthquake
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,663$19,956
Home Insurance *$239$2,868
Property Taxes $164$1,968
Electricity $536$6,433
Total$2,602$31,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,211/yr
40% on housing$78,060/yr
45% on housing$69,386/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 96057$144
Siskiyou County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 96057
Siskiyou County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-28Price change$329,000
2025-05-13Price change$395,000
2025-05-05Listed for sale$450,000
2025-04-17Listing removed$450,000
2024-04-16Listed for sale$450,000

For Sale by Agent

AgentMatthew Bryan
BrokerageElite Real Estate Group

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