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865 N Branch Hortonville Road, Hortonville, NY, 12745

4beds
2baths
1,738sqft
$125,000
$72price/sqft
$1,160/moest. monthly cost
$46,400/yrincome needed

About This Home

Attention investors and rehab buyers: discover a premier value-add opportunity in the highly sought-after Western Catskills market. This 4-bedroom, 2-bathroom single-family home offers approximately 1,738 square feet of potential, serving as a blank canvas for a creative redesign, full renovation, or high-yield rental conversion. Ideally located in the Hortonville/Callicoon area, this property features a serene creekside setting with tranquil water views visible directly from the backyard. Situated just minutes from the Delaware River and the vibrant amenities of downtown Callicoon—including the farmers market, local dining, and boutique shops—this location is a magnet for long-term residents and weekenders alike. Whether you are looking to execute a fix-and-flip, build equity through a refreshed resale, or expand your investment portfolio, this property offers the scale and location to maximize your ROI. Property is sold as-is; bring your vision to this diamond in the rough and capitalize on the growing demand for Callicoon real estate. MOTIVATED SELLER!!!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Construction

Condition

  • Property condition: Fixer
  • Year built: 1890

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Refrigerator
  • Laundry features: Washer/Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Flooring: Laminate,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Stairs

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,738
  • Total interior livable area: 1,738 sqft

Property

Details

  • Parcel number: 228902400003006000
  • Special condition: None

Features

  • Exterior features: Rain Gutters
  • Fencing: Back Yard
  • On waterfront: Yes
  • Waterfront features: Creek

Lot

  • Lot size: 0.28 Acres

Parking

  • Total spaces: 1
  • Parking features: Driveway,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Sullivan County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$53$636
Property Taxes $188$2,256
Electricity $287$3,446
Total$1,160$13,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,771/yr
40% on housing$34,800/yr
45% on housing$30,933/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -5.2%
-5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$72This listing

vs Other Active Listings

Avg $/sqft

ZIP 12745
Sullivan County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 12745
Sullivan County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-12Price change$125,000
2026-05-14Price change$139,000
2026-04-22Pending sale$150,000
2026-02-10Price change$150,000
2026-01-19Price change$245,000
2025-11-27Listed for sale$250,000
2024-04-20Listing removed--
2024-04-17Listed for sale$199,000

For Sale by Agent

AgentAlexander DeLaCruz
BrokerageHoward Hanna Rand Realty

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