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4673 N Cross Over Dr #562, Bellaire, MI, 49615

2beds
3baths
1,300sqft
$225,000
$173price/sqft
$1,557/moest. monthly cost
$62,280/yrincome needed

About This Home

Embark on your Northern Michigan adventure with this spacious condo—an ideal haven for family getaways, friend gatherings, or savvy rental endeavors. Boasting two bedrooms, three full baths, and a handy Murphy bed, it caters to your every need with comfort and flexibility in mind. Take in the changing seasons with serene views of Lake Bellaire from the deck, or rejuvenate in Condo complex indoor pool post-skiing. The condo pool (not resort) is only open in ski season. However, you have summer access to the Summit Village Association Beach club, Pinebrook Pool and Tennis courts. There are boundless recreational options, from skiing and boating to cycling and beach strolls. Please don’t forget to savor the local flavors at nearby eateries, breweries, and wineries, all just a stone’s throw away. Whether you’re crafting new memories or expanding your investment horizons, this fully furnished retreat beckons with endless possibilities.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Frame,Wood Siding,Rough-Sawn

Type & Style

  • Home type: Condo
  • Architectural style: Cottage
  • Property subType: Condominium,Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range,Microwave
  • Laundry features: None

Bedroom2

  • Area: 270

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3

Features

  • Wet Bar,Cable TV,High Speed Internet
  • Window features: Drapes,Curtain Rods
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,300

Heating & Cooling

  • Heating features: Baseboard,Fireplace(s)
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,300
  • Total interior livable area: 1,300 sqft

Kitchen

  • Area: 80

Living Room

  • Area: 374.4

Master Bathroom

  • Features: Shared

Master Bedroom

  • Area: 270

Property

Accessibility

  • Accessibility features: Covered Entrance

Details

  • Parcel number: 051048000100
  • Attached to another structure: Yes
  • Zoning description: Residential,Building-Use Restrictions,Rental History

Features

  • Levels: One
  • Stories: 1
  • Entry location: Stairway (Outdoor),Walk Down Level
  • Patio & porch: Deck
  • Exterior features: Sidewalk
  • Spa features: Community
  • Has view: Yes
  • View description: Countryside View
  • On waterfront: Yes
  • Waterfront features: All Sports,Sandy Bottom
  • Waterbody name: Lake Bellaire
  • Frontage length: 200

Lot

  • Features: Cleared

Parking

  • Parking features: None,Asphalt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Tsunami

FEMA Declared Disasters in Antrim County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$82$984
Property Taxes $150$1,800
Electricity $188$2,259
Total$1,557$18,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,382/yr
40% on housing$46,710/yr
45% on housing$41,520/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 49615$351
Antrim County$331

vs Homes Sold Last Month

Median $/sqft

ZIP 49615
Antrim County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$225,000
2026-03-03Price change$249,900
2025-08-19Price change$254,900
2025-06-20Listed for sale$269,900
2025-05-04Listing removed$279,900
2024-07-02Price change$279,900
2024-06-05Price change$289,900
2024-04-17Listed for sale$299,900

For Sale by Agent

AgentCarol Karas
BrokerageEXIT Northern Shores Realty-KA

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