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354 S Main St #356, Williamstown, NJ, 08094

7beds
--baths
0sqft
$397,475
--price/sqft
$3,175/moest. monthly cost
$127,000/yrincome needed

About This Home

Prime Main Street location with ample parking in downtown Williamstown! This three-story property offers over 5,000 square feet of rentable space. The first floor boasts 3,000 square feet of professional office space. The second floor has two apartments. Office units have separate access from the exterior of the building as well as from the common hall entrance which also leads to the oversized stairway leading to the two one-bedroom apartments. The two units have the same floor plan including private walk-up access to the third floor with two storage rooms for tenant use, one newly renovated. Each unit has one bedroom, kitchen, bath, and living area. Apartments are on separate gas and electric meters from the offices. Parking currently for over 8 cars. Property does extend 251 feet in depth allowing a large area for expansion or more parking. Great large building and property with many possibilities.

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

5/10
4/10
4/10
Williamstown High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Retail

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 7

Heating & Cooling

  • Heating features: Forced Air,Baseboard,Natural Gas
  • Cooling features: Central Air,Other,Electric

Interior Area

  • Total structure area: 0

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 110320500010
  • Zoning: COMMERCIAL
  • Special condition: Standard

Features

  • Pool features: None

Lot

  • Lot size: 0.32 Acres
  • Lot size dimensions: 57.00 x 248.00

Parking

  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,009$24,108
Home Insurance *$179$2,148
Property Taxes $794$9,528
Electricity $193$2,318
Total$3,175$38,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,857/yr
40% on housing$95,250/yr
45% on housing$84,666/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 08094$182
Gloucester County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 08094$211
Gloucester County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-13Price change$397,475
2025-11-16Pending sale$397,485
2025-11-03Contingent$397,485
2024-11-12Price change$397,485
2024-08-23Price change$397,500
2024-07-09Price change$397,800
2024-04-17Listed for sale$397,890

For Sale by Agent

AgentGlenn Petsch
BrokerageReal Broker, LLC

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