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1820 Girard Ave S #1, Minneapolis, MN, 55403

6beds
5baths
5,992sqft
$1,400,000
$234price/sqft
$9,994/moest. monthly cost
$399,760/yrincome needed

About This Home

Stunning and elegant classic two-floor, six-bedroom, four-bath condominium near Lake of the Isles and Kenwood Park.  Located near the Walker Art Center, Minneapolis fine dining and theatres.  Rich natural wood floors and French doors add style to this residence. The outside, arched entrance leads into a charming interior with a marble floor solarium and colorful stained-glass windows. Two stylish fireplaces and 6,000 square feet create the sense of timeless grandeur. The Garden Lower Level features a second full kitchen, fire place, wet bar, washer, dryer—ideal for entertaining or a fully functional 3000 sq/ft home office or studio. Two car garage. Ample storage.  Furniture purchase optional.  Price reduction: from $1,200,000 to $995,000.

Getting Around

69
WalkingSomewhat Walkable
53
TransitGood Transit
91
BikeBiker's Paradise

Schools

6/10
3/10
North Academy Senior HighGrades 9-122.0 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Age Over 8 Years

Type & Style

  • Home type: Condo
  • Property subType: (CC) Two Unit

Interior

Appliances

  • Appliances included: Chandelier,Cooktop,Dishwasher,Double Oven,Dryer,Microwave,Refrigerator,Stainless Steel Appliance(s),Wall Oven,Washer
  • Laundry features: Lower Level,In Unit

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Main
  • Area: 264
  • Dimensions: 22x12

Bedroom2

  • Level: Main
  • Area: 208
  • Dimensions: 16x13

Bedroom3

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Bedroom4

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Bedroom5

  • Level: Main
  • Area: 104
  • Dimensions: 13x08

Bedroom6

  • Level: Lower
  • Area: 192
  • Dimensions: 16x12

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • 1/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 247
  • Dimensions: 19x13

Family Room

  • Level: Lower
  • Area: 299
  • Dimensions: 23x13

Features

  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 2,957
  • Finished area above ground: 3,035

Foyer

  • Level: Main
  • Area: 126
  • Dimensions: 14x09

Heating & Cooling

  • Heating features: Boiler
  • Cooling features: Ductless Mini-Split,Wall Unit(s),Window Unit(s)

Informal Dining Room

  • Level: Main
  • Area: 77
  • Dimensions: 11x07

Interior Area

  • Total structure area: 5,992
  • Total interior livable area: 5,992 sqft

Kitchen

  • Level: Main
  • Area: 180
  • Dimensions: 18x10

Kitchen2Nd

  • Level: Lower
  • Area: 324
  • Dimensions: 27x12

Living Room

  • Level: Main
  • Area: 288
  • Dimensions: 18x16

Sun Room

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2802924430292
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 3035

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: None

Lot

  • Features: Near Public Transit
  • Lot size dimensions: common

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Tandem Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado

FEMA Declared Disasters in Hennepin County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,079$84,948
Home Insurance *$1,127$13,524
Property Taxes $1,283$15,396
Electricity $505$6,064
Total$9,994$119,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$342,651/yr
40% on housing$299,820/yr
45% on housing$266,506/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 55403$200
Hennepin County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 55403$196
Hennepin County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-03Price change$1,400,000
2026-03-16Price change$995,000
2026-02-15Listed for sale$1,200,000
2025-12-30Listing removed$4,950
2025-12-02Listed for rent$4,950
2024-06-20Listing removed--
2024-06-10Price change$1,199,000
2024-05-08Listed for sale$1,249,000

For Sale by Agent

AgentMichelle Kim Appleman
BrokerageLakes Sotheby's International

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