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3101 Fm 2657, Copperas Cove, TX, 76522

4beds
3baths
2,609sqft
$594,900
$228price/sqft
$4,147/moest. monthly cost
$165,880/yrincome needed

About This Home

Seller will pay up to $20,000 in closing cost or point buy down. Seller will pay for title policy and survey. Welcome to this beautifully updated home, perfect for commuters! Nestled on 1.63 acres, this spacious 2,547 sqft residence features 4 bedrooms and 3 baths, offering ample room for families of all sizes. As you enter, you'll be greeted by an open floor plan that seamlessly connects the living, dining, and kitchen areas—ideal for entertaining and family gatherings. The upgraded lighting and plumbing fixtures add a contemporary touch, while the granite countertops in the kitchen provide both style and functionality. Enjoy casual meals at the breakfast bar or take advantage of the formal dining area. The bedrooms are generously sized, with plush carpeting adding warmth and comfort. The well-appointed closets provide plenty of storage space, ensuring that everyone has room to breathe. Step outside to discover a beautifully landscaped yard that offers plenty of space for outdoor activities and relaxation. The extended concrete driveway leads to a roomy 3-car garage, providing ample parking for vehicles and recreational toys. This home perfectly balances modern living with a peaceful setting, all while being conveniently located for easy commuting. Don’t miss your chance to make this charming property your own—schedule a viewing today!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
6/10
Lampasas Middle SchoolGrades 6-815.4 mi
6/10
Lampasas High SchoolGrades 9-1215.8 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Brick,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Water Heater,Some Electric Appliances,Microwave
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Dining Area,Separate/Formal Dining Room,Double Vanity,Garden Tub/Roman Tub,Pull Down Attic Stairs,Split Bedrooms,Separate Shower,Tub Shower,Walk-In Closet(s),Breakfast Bar,Granite Counters,Kitchen/Family Room Combo,Pantry,Walk-In Pantry
  • Flooring: Carpet,Ceramic Tile
  • Fireplace features: None
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,609 sqft

Property

Details

  • Parcel number: 156072
  • Special condition: Builder Owned

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Covered Patio,Porch
  • Fencing: None
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 1.63 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Tornado
Winter Weather
Cold Wave
Hail
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$477$5,724
Property Taxes $376$4,512
Electricity $286$3,437
Total$4,147$49,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,182/yr
40% on housing$124,410/yr
45% on housing$110,586/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.1%
-5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 76522$122
Lampasas County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 76522$144
Lampasas County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Price change$589,900
2026-04-07Price change$594,900
2025-02-21Price change$599,900
2023-06-15Listed for sale$579,900

For Sale by Agent

AgentJack Smith
BrokerageDonlie McMullin Realty

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