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53507 Limerick Dr, South Bend, IN, 46628

4beds
3baths
1,820sqft
$412,000
$226price/sqft
$2,926/moest. monthly cost
$117,040/yrincome needed

About This Home

Better Than New! Why wait to build when you can own this beautifully upgraded home, built in 2022 and loaded with custom finishes throughout? From the moment you walk in, you'll notice the attention to detail with updated luxury flooring, designer lighting, fresh paint, upgraded door hardware, stylish fixtures, and beautifully refreshed bathrooms. This spacious 4-bedroom, 2.5-bath home offers an open-concept floor plan that's perfect for both everyday living and entertaining. The stunning kitchen is the heart of the home, featuring granite countertops, upgraded stainless steel appliances, abundant cabinetry, a large breakfast bar, and plenty of workspace for the home chef. The full basement includes an egress window, providing endless possibilities to finish the space with additional bedrooms, a family room, home office, or recreation area. Step outside to your private backyard oasis, where you'll find custom landscaping and a peaceful setting backing up to mature woods, offering both beauty and privacy. The attached 2-car garage provides plenty of storage and convenience. Ideally located with easy access to the US 20 Bypass, Indiana Toll Road, South Bend International Airport, shopping, dining, and everyday conveniences, this home combines modern style, thoughtful upgrades, and an unbeatable location. This truly is a better-than-new home that's move-in ready and waiting for its next owners!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Coquillard Primary CenterGrades PK-54.5 mi
4/10
2/10
Washington High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 2022

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Gas Oven,Gas Range,Gas Water Heater,Water Softener Rented
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished,Concrete

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 132

Features

  • 1st Bdrm En Suite,Breakfast Bar,Ceiling Fan(s),Walk-In Closet(s),Stone Counters,Stand Up Shower,Tub/Shower Combination
  • Flooring: Carpet,Other
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,820

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,299
  • Total interior livable area: 1,820 sqft

Kitchen

  • Level: Main
  • Area: 165

Living Room

  • Level: Main
  • Area: 280

Property

Details

  • Parcel number: 710226326030.000029
  • Other equipment: Sump Pump

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch Covered
  • Exterior features: Irrigation System
  • Fencing: Partial

Lot

  • Lot size: 0.28 Acres
  • Features: Level,0-2.9999,Landscaped
  • Lot size dimensions: 83X129

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Hail

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,083$24,996
Home Insurance *$368$4,416
Property Taxes $291$3,492
Electricity $184$2,212
Total$2,926$35,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,320/yr
40% on housing$87,780/yr
45% on housing$78,026/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 46628$101
St. Joseph County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 46628$108
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$412,000
2023-09-22Sold$339,900
2023-09-04Pending sale$339,900
2023-07-20Listed for sale$339,900

For Sale by Agent

AgentChristine Simper
BrokerageMcKinnies Realty, LLC

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