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1331 Center Hill School Rd, Union Pt, GA, 30669

2beds
2baths
1,252sqft
$229,000
$183price/sqft
$2,326/moest. monthly cost
$93,040/yrincome needed

About This Home

This traditional style single family home offers 2 bedrooms and 2 bathrooms with approximately 1252 square feet of living space on a 2.0 acre lot. The foreclosure deed has been recorded, allowing for shorter closing timelines. No Buyer Premium on this property. It is a criminal offense to trespass on this property. The buyer has the right to select their own title and closing company or may use the sellers title and closing company. The buyer is responsible for all closing costs in this transaction.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

4/10
Taliaferro County SchoolGrades PK-123.7 mi

Construction

Condition

  • Year built: 2008

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total structure area: 1,252
  • Total interior livable area: 1,252 sqft

Property

Details

  • Parcel number: 012068
  • Special condition: Auction

Features

  • Stories: 1

Lot

  • Lot size: 2 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Hail
Hurricane
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,157$13,884
Home Insurance *$798$9,576
Property Taxes $152$1,824
Electricity $219$2,637
Total$2,326$27,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,748/yr
40% on housing$69,780/yr
45% on housing$62,026/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -4.6%
-4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 30669$178
Taliaferro County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 30669
Taliaferro County$35

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2023-07-14Sold$275,000
2023-06-13Pending sale$265,000
2023-05-24Listed for sale$265,000

Unknown Listed By

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