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9103 196th Place NW, Stanwood, WA, 98292

4beds
3baths
3,780sqft
$1,324,000
$350price/sqft
$8,139/moest. monthly cost
$325,560/yrincome needed

About This Home

This better-than-new 4-bedroom single-family home offers exceptional quality, thoughtful upgrades, and unmatched indoor-outdoor living, all within a desirable gated community. Designed with both comfort and style in mind, the home features vaulted ceilings and a bright, open-concept layout that fills the space with natural light & creates an inviting atmosphere throughout. A spacious chef’s kitchen is ideal for entertaining and everyday living, featuring stainless-steel appliances, abundant counter space, and generous storage. With custom blinds throughout, every detail has already been completed, making this home truly move-in ready. Step outside to an extraordinary backyard retreat where professional landscaping, beautiful rockeries, and a tranquil pond create a peaceful, park-like setting. The expansive yard offers plenty of room to relax, entertain, or enjoy nature, enhanced by an irrigation system for easy maintenance. The inviting covered patio with a cozy fireplace provides the perfect year-round gathering space, while the luxurious saltwater hot tub offers a private spa-like escape. Additional premium features include invisible fencing for pets and auto generator, delivering added comfort, convenience, & peace of mind in every season. With luxury upgrades, resort-style outdoor living, and the privacy and security of a gated community, this exceptional home is truly better than new—offering the perfect balance of elegance, functionality, and turnkey convenience.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

7/10
7/10
Port Susan Middle SchoolGrades 6-84.4 mi
7/10
Stanwood High SchoolGrades 9-124.7 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2024

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Stone,Wood Products

Notable Dates

  • Major remodel year: 2024

Other

  • Builder name: Huseby Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Tankless Water Heater,Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Gas,Water Heater Location: Garage-tankless

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Den Office

  • Level: Second

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Second

Features

  • Bath Off Primary,Pantry
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Vinyl,Vinyl Plank,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Fireplace Insert,Forced Air,Heat Pump,Electric,Propane
  • Cooling features: Forced Air,Heat Pump

Interior Area

  • Total structure area: 3,780
  • Total interior livable area: 3,780 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 01219900000600
  • Zoning: Residential
  • Zoning description: Jurisdiction: County
  • Special condition: Standard
  • Other equipment: Leased Equipment: Propane tank,Wired for Generator

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Fireplace,Jetted Tub,Pantry,Security System,Sprinkler System,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater,Wine/Beverage Refrigerator,Wired for Generator
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level,Partial Slope,Terraces
  • Residential vegetation: Garden Space,Wooded

Lot

  • Lot size: 0.68 Acres
  • Features: Cul-De-Sac,Paved,High Speed Internet,Hot Tub/Spa,Outdoor Fireplace,Patio,Propane,Sprinkler System

Parking

  • Total spaces: 6
  • Parking features: Driveway,Attached Garage
  • Has garage: Yes
  • Covered spaces: 3
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Volcanic Activity
    Volcanic ActivityModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Heat Wave
Ice Storm
Landslide
Volcanic Activity
Winter Weather

FEMA Declared Disasters in Snohomish County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,694$80,328
Home Insurance *$286$3,432
Property Taxes $901$10,812
Electricity $258$3,102
Total$8,139$97,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$279,051/yr
40% on housing$244,170/yr
45% on housing$217,040/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$350This listing

vs Other Active Listings

Avg $/sqft

ZIP 98292$330
Snohomish County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 98292$361
Snohomish County$396

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$1,299,000
2026-07-24Price change$1,324,000
2026-07-03Price change$1,349,000
2026-06-19Listed for sale$1,375,000
2025-01-16Sold$1,249,950
2024-12-20Pending sale$1,249,950
2024-04-19Listed for sale$1,249,950

For Sale by Agent

AgentDianna Pence
BrokerageWindermere Real Estate/CIR

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