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190 Leggs Mill Road, Lake Katrine, NY, 12449

3beds
3baths
3,213sqft
$799,000
$249price/sqft
$5,928/moest. monthly cost
$237,120/yrincome needed

About This Home

Step into the perfect blend of historic elegance and modern luxury with this fully renovated circa-1800 Colonial, nestled on a picturesque 1.18-acre parklike lot with direct Esopus Creek frontage. This 3-bedroom, 3-bathroom, 3,213 sqft home offers refinished original hardwood flooring, spacious living areas, a private beach, and the potential for a motorboat and dock. This home has been lovingly restored blending the original charm with modern comforts. There is a spacious custom kitchen with an oversized quartz island, stainless steel appliances, built-in benches and storage, along with a walk-in pantry and coffee bar. There are three beautiful full bathrooms, including a jack-and-jill between two bedrooms and an elegant spa-like bathroom in the primary suite. Some updates include: new siding, new roof, new sheetrock, new mechanical systems, new windows throughout, landscaping, bluestone walkways, stone firepit, stairs and railings to the creek, and more.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

6/10
4/10
Kingston High SchoolGrades 9-124.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1800

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Upper Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Eat-in Kitchen,Entrance Foyer,High Ceilings,Kitchen Island,Soaking Tub,Walk-In Closet(s)
  • Flooring: Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 3,213

Heating & Cooling

  • Heating features: Ductless,Wood Stove
  • Cooling features: Ductless

Interior Area

  • Total structure area: 3,213
  • Total interior livable area: 3,213 sqft

Property

Details

  • Parcel number: 5400039.0150006004.0000000
  • Zoning: r

Features

  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Fire Pit,Storage
  • Has view: Yes
  • View description: Beach,Creek/Stream,Trees/Woods
  • Has water view: Yes
  • Water view: Creek/Stream
  • On waterfront: Yes
  • Waterfront features: Beach Access,Beach Front,Creek,Stream
  • Waterbody name: Esopus Creek
  • Frontage type: Other

Lot

  • Lot size: 1.18 Acres
  • Features: Front Yard,Gentle Sloping,Landscaped,Rolling Slope

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Hurricane
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Ulster County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$280$3,360
Property Taxes $1,078$12,936
Electricity $530$6,371
Total$5,928$71,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$203,245/yr
40% on housing$177,840/yr
45% on housing$158,080/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$249This listing

vs Other Active Listings

Avg $/sqft

ZIP 12449
Ulster County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 12449$245
Ulster County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-26Price change$810,000
2025-11-17Price change$825,000
2025-08-29Listed for sale$850,000
2015-11-18Sold$59,900

For Sale by Agent

AgentErica Schupp
BrokerageFour Seasons Sotheby's Int.

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