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614-616 Market STREET, La Crosse, WI, 54601

4beds
4baths
1,410sqft
$314,900
$223price/sqft
$2,303/moest. monthly cost
$92,120/yrincome needed

About This Home

Major updates made to this spacious duplex, located just steps from Viterbo University and blocks from Mayo. All new in 2025: roof, siding, water heater, windows, LVP flooring, bathroom vanities, tile showers, kitchen cabinetry, appliances, wall sleeve unit in studio, and more! Furnace was also recently upgraded. 3 bedroom/2.5 bathroom unit is rented through May 2027, providing immediate rental income. Vacant studio unit provides flexibility to owner-occupy, short-term rent, or long-term lease. Could also be used as an in-law/guest suite. A great opportunity to own a turn-key investment in a convenient location.

Getting Around

74
WalkingVery Walkable
39
TransitSome Transit
78
BikeVery Bikeable

Schools

6/10
4/10
Longfellow Middle SchoolGrades 6-81.2 mi
7/10
Central High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1901

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family,Duplex

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom

  • Features: Full on Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Interior Area

  • Total structure area: 1,410
  • Total interior livable area: 1,410 sqft

Property

Details

  • Parcel number: 017030123110
  • Zoning: RES
  • Exclusions: Tenant's & Seller's Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Living area range: 750 or less

Lot

  • Lot size: 2,613 sqft

Parking

  • Parking features: No Garage,1 Space

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Tornado
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$157$1,884
Property Taxes $383$4,596
Electricity $171$2,054
Total$2,303$27,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,960/yr
40% on housing$69,090/yr
45% on housing$61,413/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 54601$162
La Crosse County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 54601$158
La Crosse County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$314,900
2026-07-16Listed for sale$324,900

For Sale by Agent

AgentMichele Burton
BrokerageEdina Realty, Inc.

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