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202 Cherry Rose Ln, Hartwell, GA, 30643

5beds
5baths
4,510sqft
$1,895,000
$420price/sqft
$13,062/moest. monthly cost
$522,480/yrincome needed

About This Home

Modern farmhouse luxury on Lake Hartwell! This custom-built waterfront retreat is situated on a spacious lot that is convenient to downtown Hartwell and easy access to I-85. The home offers 5 bedrooms (2 on the main), 4 full baths and 1 half-bath with breathtaking Lake Hartwell views throughout. The open-concept design features beamed ceilings, wide-plank floors, abundant natural light, a stone fireplace and designer finishes. The gourmet kitchen showcases premium stainless-steel appliances, quartz countertops, custom cabinetry, an oversized island, and a walk-in pantry. The main level owner's suite includes a spa-inspired bath with a soaking tub, oversized tile shower, dual vanities, and custom walk-in closet. Four additional bedrooms, multiple ensuite baths, and a flexible bonus room provide ample space for guests, work, or recreation. Enjoy seamless indoor-outdoor living with expansive covered porches, a lakeside patio, beautifully landscaped grounds, and private dock access for boating, fishing, and swimming. An exceptional opportunity for a primary residence, vacation home, or luxury lakefront getaway.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

8/10
6/10
7/10
Hart County High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Metal,Tar/Gravel
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Electric Water Heater,Microwave,Oven,Stainless Steel Appliance(s)
  • Laundry features: In Hall,Other

Basement

  • Has basement: Yes
  • Basement: Bath Finished,Concrete,Daylight,Exterior Entry,Full,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Beamed Ceilings,Bookcases,Double Vanity,High Ceilings,Master On Main Level,Separate Shower,Soaking Tub,Split Bedroom Plan,Tile Bath,Entrance Foyer,Walk-In Closet(s)
  • Flooring: Other
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Gas Log,Gas Starter,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,921
  • Finished area above ground: 2,589

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 4,510
  • Total interior livable area: 4,510 sqft

Kitchen

  • Features: Kitchen Island,Solid Surface Counters,Walk-in Pantry

Property

Details

  • Parcel number: I56J 005

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Dock
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Corps of Engineers Control,Deep Water Access,Lake,Lake Privileges
  • Waterbody name: Lake Hartwell

Lot

  • Lot size: 0.60 Acres
  • Features: Private,Sloped

Parking

  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,582$114,984
Home Insurance *$1,013$12,156
Property Taxes $2,029$24,348
Electricity $438$5,258
Total$13,062$156,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$447,840/yr
40% on housing$391,860/yr
45% on housing$348,320/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$420This listing

vs Other Active Listings

Avg $/sqft

ZIP 30643$223
Hart County$225

vs Homes Sold Last Month

Median $/sqft

ZIP 30643
Hart County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-15Listed for sale$1,895,000
2024-08-02Sold$349,900
2024-06-05Pending sale$349,900
2024-04-21Listed for sale$349,900

New Construction

AgentChristopher Franklin
BrokerageColdwell Banker Fort Realty

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