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8395 White Oak Farms Rd, Cedar Grove, NC, 27231

3beds
3baths
2,383sqft
$574,999
$241price/sqft
$3,758/moest. monthly cost
$150,320/yrincome needed

About This Home

Rare opportunity to own a 3-bedroom home on 10 wooded acres offering space, flexibility, and strong value. Built in 2023, this home features LVP flooring, a bonus room, and a dedicated office, providing multiple options for work-from-home, guests, or additional living space. The layout supports a variety of lifestyles with room to adapt over time.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
Central ElementaryGrades PK-510.0 mi
7/10
Gravelly Hill MiddleGrades 6-810.3 mi
6/10
Orange HighGrades 9-129.6 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Free-Standing Range,Range Hood,Electric Water Heater
  • Laundry features: Dryer Connection,Main Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3

Features

  • Ceiling Fan(s),Dead Bolt(s),Kitchen Island,Pantry,Separate Shower,Solid Surface Counter
  • Flooring: Vinyl
  • Attic: Pull Down Stairs
  • Finished area above ground: 2,383

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,383
  • Total interior livable area: 2,383 sqft

Property

Details

  • Parcel number: 9859185467000
  • Zoning: AR
  • Special condition: Owner Sale

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: None
  • Horses can be raised: Yes

Lot

  • Lot size: 10.01 Acres
  • Features: City Lot,Horses Allowed,Level,Partially Cleared,Rural,Not in Flood Zone

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Gravel,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Hail
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Orange County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$285$3,420
Property Taxes $345$4,140
Electricity $221$2,663
Total$3,758$45,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,845/yr
40% on housing$112,740/yr
45% on housing$100,213/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 27231$238
Orange County$273

vs Homes Sold Last Month

Median $/sqft

ZIP 27231$126
Orange County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$650,000
2026-04-19Listing removed$650,000
2026-04-10Price change$650,000
2026-03-06Price change$670,000
2026-02-06Listed for sale$680,000

For Sale by Agent

AgentFrank Mickens
BrokerageOak & Elm Realty Group LLC

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