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7408 Dividing Way, Ooltewah, TN, 37363

5beds
3baths
2,733sqft
$550,000
$201price/sqft
$3,803/moest. monthly cost
$152,120/yrincome needed

About This Home

Welcome to family-focused living at its finest in sought-after Bainbridge Park! This beautifully expanded Peachtree floor plan offers 5 spacious bedrooms, 3 full baths, to fit your lifestyle. Whether you need space for additional guest room, a home office, hobbies, a playroom, or media room, the large bedroom/bonus room with walk-in attic storage provides endless possibilities. The thoughtfully designed main level features a luxurious guest suite with a full bath, formal dining room, mudroom, spacious great room, and a well-appointed kitchen enhanced with abundant additional cabinetry in both the kitchen and back hall. The primary suite serves as a private retreat, complete with an expanded spa-like bath featuring a large walk-in shower and relaxing soaking tub. Upstairs, you'll find two additional bedrooms and the versatile large bonus room, offering plenty of space for family and guests. Enjoy peaceful mornings and relaxing evenings on the covered back porch overlooking the flat backyard. This home has been specially enlarged beyond the standard Peachtree floorplan, creating additional living space and functionality throughout. Located in the desirable Bainbridge Park community, residents enjoy exceptional amenities including a pool, cabana, dog park, and walkable streets perfect for an active lifestyle. Conveniently situated near shopping, dining, parks, and everyday conveniences, this is a rare opportunity to own a truly special home in one of the area's most desirable neighborhoods.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

9/10
7/10
Hunter Middle SchoolGrades 6-82.8 mi
5/10
Ooltewah High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Brick,Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Free-Standing Range,Gas Cooktop,Gas Water Heater,Microwave,Refrigerator,Water Heater
  • Laundry features: Laundry Room,Upper Level,Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Built-in Features,Ceiling Fan(s),Double Vanity,Granite Counters,High Ceilings,Kitchen Island,Pantry,Soaking Tub,Storage,Walk-In Closet(s),Separate Shower,En Suite,Breakfast Nook,Separate Dining Room
  • Window features: Insulated Windows,Vinyl Frames
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Log
  • Fireplace: Yes
  • Finished area above ground: 2,733

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,733
  • Total interior livable area: 2,733 sqft

Property

Details

  • Parcel number: 114j D 003
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Community,Private
  • Patio & porch: Covered,Front Porch,Patio,Porch
  • Exterior features: Rain Gutters

Lot

  • Lot size: 7,405 sqft
  • Features: Back Yard,Cleared,Few Trees,Front Yard,Level
  • Lot size dimensions: 60 x 125 x 60 x 125

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance $187$2,244
Property Taxes $613$7,356
Electricity $222$2,664
Total$3,803$45,636

Income You'd Need if You Spent...

35% on housing$130,388/yr
40% on housing$114,090/yr
45% on housing$101,413/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 37363$212
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37363
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$547,000
2026-07-01Listed for sale$550,000
2024-07-01Sold$534,900

For Sale by Agent

AgentTheresa Craig
BrokerageKeller Williams Realty

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