209 Ashurst Ln, O'Fallon, IL, 62269
About This Home
New Construction, perfectly blending comfort and style in a serene neighborhood! This inviting two-story home features an open floor plan filled with natural light, highlighted by a cozy living area and a modern kitchen with granite countertops, walk-in pantry, 36” soft-close cabinets with crown molding, and a full stainless appliance package. The main level offers luxury vinyl plank flooring, a drop zone with bench and coat hooks, and a flexible room ideal for an office or formal dining. Upstairs, the large primary suite includes his and hers walk-in closets, while a convenient second-floor laundry adds everyday ease. The finished walkout basement provides 713 sq ft of additional living space with a bedroom and bath, perfect for guests or extended family. Other features include a spacious 3-car garage with EV charger capability, 6x6 black columns, and a private backyard retreat.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
Materials
- Construction materials: Concrete
Type & Style
- Home type: SingleFamily
- Architectural style: Raised Ranch
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Finished area above ground: 2,911
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,911 sqft
Property
Details
- Parcel number: 0325.0106009
- Special condition: Standard
Features
- Levels: Two
Lot
- Lot size: 10,454 sqft
Parking
- Parking features: Garage - Attached
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Lightning
- Tornado
- Earthquake
- Hail
- Inland Flooding
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,578 | $30,936 |
| Home Insurance * | $304 | $3,648 |
| Property Taxes | $777 | $9,324 |
| Electricity | $223 | $2,686 |
| Total | $3,882 | $46,584 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-09-03 | Price change | $510,000 |
| 2025-02-23 | Listed for sale | $519,000 |
| 2024-05-17 | Sold | $62,500 |
| 2024-04-21 | Listed for sale | $511,000 |
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