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1600 Highway 240, Fayette, MO, 65248

0beds
0baths
3,532sqft
$127,000
$36price/sqft
$1,135/moest. monthly cost
$45,400/yrincome needed

About This Home

Just 20 minutes from Columbia, this picturesque 4.62 acres offers a unique opportunity to bring your dream home to life! With a solid foundation already poured for a walkout ranch, the groundwork is in place—it's simply waiting for its next owner to complete the vision. The current floor plan includes 3 bedrooms, 3 bathrooms, a bonus gaming room on the main level, and an office in the basement. However, with construction still in its early stages, there's plenty of flexibility to customize the layout. Whether expanding to 4 or 5 bedrooms or making other modifications, you have the freedom to design a space that fits your lifestyle. Set against a stunning backdrop of rolling hills and a mature tree line, this expansive lot will offer you both privacy and natural beauty.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

2/10
6/10
Fayette High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Concrete Perimeter

Other

  • Builder name: Travis Day

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedroom1

  • Level: Main
  • Area: 149.64
  • Dimensions: 11.6 x 12.9

Bedroom2

  • Level: Main
  • Area: 122.96
  • Dimensions: 11.6 x 10.6

Bonus Room

  • Level: Main
  • Area: 171.36
  • Dimensions: 15.3 x 11.2

Features

  • Breakfast Room,Eat-in Kitchen
  • Finished area below ground: 1,518

Interior Area

  • Total structure area: 3,532
  • Total interior livable area: 3,532 sqft

Master Bedroom

  • Level: Main
  • Area: 197.38
  • Dimensions: 14.2 x 13.9

Office

  • Level: Lower
  • Area: 137.5
  • Dimensions: 11 x 12.5

Property

Details

  • Parcel number: 119030000000004050
  • Zoning description: A-1 Agriculture

Features

  • Patio & porch: Covered,Deck,Front Porch
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 4.62 Acres
  • Features: Rolling Slope

Parking

  • Total spaces: 3
  • Parking features: Built-In,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Strong Wind
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $642$7,704
Home Insurance *$106$1,272
Property Taxes $118$1,416
Electricity $269$3,236
Total$1,135$13,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,914/yr
40% on housing$34,050/yr
45% on housing$30,266/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -5.7%
-5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$36This listing

vs Other Active Listings

Avg $/sqft

ZIP 65248$106
Howard County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 65248$139
Howard County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$148,150
2026-04-24Price change$148,400
2026-04-12Price change$148,650
2026-03-28Price change$148,900
2026-03-13Price change$149,150
2026-03-04Price change$149,400
2026-02-04Listed for sale$149,900
2026-02-01Listing removed$153,000
2025-11-04Listed for sale$153,000
2025-11-04Listing removed$153,000
2025-09-26Price change$153,000
2025-08-28Price change$154,000
2025-07-17Listed for sale$155,000
2025-07-16Listing removed$213,000
2025-06-12Price change$213,000
2025-05-31Price change$214,000
2025-05-14Price change$215,000
2025-03-04Listed for sale$220,000

For Sale by Agent

AgentJodi Houin
BrokerageCentury 21 Community

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