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10930 Okinawa St NE, Blaine, MN, 55449

5beds
3baths
3,213sqft
$590,000
$184price/sqft
$4,531/moest. monthly cost
$181,240/yrincome needed

About This Home

Built in 2022 with a beautifully finished walkout lower level completed in 2025, this exceptional rambler offers the perfect blend of modern design, functional living space, and scenic backyard views. Featuring 5 bedrooms, 3 bathrooms, and 3,213 finished square feet, the home showcases an open-concept main level with luxury vinyl plank flooring, expansive windows, and elevated lighting selections throughout. The gourmet kitchen is designed for both everyday living and entertaining with quartz countertops, stainless steel appliances, a gas range, walk-in pantry, and oversized center island overlooking the dining and living spaces. The spacious main-level primary suite features a spa-inspired bath with dual vanities, soaking tub, separate shower, and an oversized walk-in closet. Additional conveniences include main-level laundry and thoughtfully designed secondary bedrooms. The newly finished walkout lower level significantly expands the home’s living space with a large family room, custom bar area, additional bedrooms, full bath, and abundant natural light throughout. Sliding glass doors lead to a peaceful backyard with open green-space views and no direct rear neighbors, creating a rare sense of privacy within the neighborhood. Located within the Spring Lake Park School District and close to parks, trails, dining, shopping, and commuter routes, this move-in ready home offers the benefits of newer construction with substantial additional finished living space already completed.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
5/10
Westwood Middle SchoolGrades 5-84.0 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Age 8 Years or Less,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,Electric Water Heater,Humidifier,Microwave,Range,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Gas Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Drain Tiled,Drainage System,Finished,Sump Basket,Sump Pump,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedroom3

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedroom4

  • Level: Lower
  • Area: 165
  • Dimensions: 11x15

Bedroom5

  • Level: Lower
  • Area: 169
  • Dimensions: 13x13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Dining Room

  • Level: Main
  • Area: 104
  • Dimensions: 13x8

Family Room

  • Level: Lower
  • Area: 270
  • Dimensions: 18x15

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room,Stone
  • Fireplace: Yes
  • Finished area below ground: 1,293
  • Finished area above ground: 1,920

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,840
  • Total interior livable area: 3,213 sqft

Kitchen

  • Level: Main
  • Area: 140
  • Dimensions: 14x10

Living Room

  • Level: Main
  • Area: 224
  • Dimensions: 16x14

Media Room

  • Level: Lower
  • Area: 364
  • Dimensions: 26x14

Storage

  • Level: Lower
  • Area: 364
  • Dimensions: 26x14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 143123330003
  • Zoning description: Residential-Single Family
  • Foundation area: 1920

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: None

Lot

  • Lot size: 8,058 sqft
  • Features: Irregular Lot,Tree Coverage - Light
  • Lot size dimensions: 60 x 135

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Garage Door Opener,Insulated Garage,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,983$35,796
Home Insurance *$282$3,384
Property Taxes $996$11,952
Electricity $270$3,251
Total$4,531$54,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,348/yr
40% on housing$135,930/yr
45% on housing$120,826/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 55449$180
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55449$197
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Price change$590,000
2026-05-28Listed for sale$600,000
2024-06-04Listing removed--
2024-05-28Listed for sale$509,990

For Sale by Agent

AgentJennifer Eibensteiner
BrokerageRE/MAX Results

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