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8013 149th Ln NW, Ramsey, MN, 55303

3beds
3baths
1,800sqft
$338,900
$188price/sqft
$2,356/moest. monthly cost
$94,240/yrincome needed

About This Home

Don’t miss this rare chance to own a beautifully designed former model home! Featuring 3 bedrooms plus a versatile loft on the upper level, this home offers a private 3/4 bath in the owner’s suite along with a full bath upstairs and a convenient main-level powder room. The generous loft is perfect for a home office, study zone, or cozy play space. The open-concept layout is ideal for everyday living and entertaining, with a stylish kitchen showcasing quartz countertops, ceramic tile backsplash, and abundant storage and prep space. All kitchen appliances, window blinds, and an electric fireplace are included — just move in and enjoy!

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

7/10
Ramsey Elementary SchoolGrades K-52.8 mi
7/10
Anoka Senior High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Age 8 Years or Less,Asphalt
  • Construction materials: Concrete,Frame

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Quad/4 Corners

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Electric Water Heater,Humidifier,Microwave,Range,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Gas Dryer Hookup,Upper Level,Washer Hookup

Basement

  • Basement: None

Bedroom

  • Level: Upper
  • Area: 132
  • Dimensions: 12x11

Bedroom2

  • Level: Upper
  • Area: 143
  • Dimensions: 11x13

Bedroom3

  • Level: Upper
  • Area: 143
  • Dimensions: 11x13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,800

Great Room

  • Level: Main
  • Area: 180
  • Dimensions: 12x15

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Kitchen

  • Level: Main
  • Area: 96
  • Dimensions: 12x8

Loft

  • Level: Upper
  • Area: 182
  • Dimensions: 13x14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: TBD
  • Attached to another structure: Yes
  • Zoning description: Residential-Multi-Family
  • Foundation area: 680

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio

Lot

  • Lot size: 2,178 sqft
  • Features: Sod Included in Price
  • Lot size dimensions: TBD

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Hail
Inland Flooding
Lightning

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,713$20,556
Home Insurance *$208$2,496
Property Taxes $265$3,180
Electricity $170$2,050
Total$2,356$28,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,777/yr
40% on housing$70,680/yr
45% on housing$62,826/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 55303$173
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55303$183
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-19Listed for sale$343,900
2024-09-03Sold$300,509
2020-12-17Sold$292,000

For Sale by Agent

AgentJennifer H Finlay
BrokerageLennar Sales Corp

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