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704 Horseshoe Bay Blvd Unit L, Horseshoe Bay, TX, 78657

4beds
5baths
1,820sqft
$440,000
$242price/sqft
$3,071/moest. monthly cost
$122,840/yrincome needed

About This Home

Waterfront views, short-term rental approval, and an unbeatable Horseshoe Bay location make this 4-bedroom, 5-bath townhome an exceptional opportunity for both personal enjoyment and investment. Offering 1,820 sq ft of well-designed living space, this property features two private patios and is within walking distance to marinas, dining, golf, and the Horseshoe Bay Resort. The open-concept floor plan includes two primary suites—one conveniently located on the main level and a second private suite on the third floor—providing flexibility and privacy for guests. The galley-style kitchen is appointed with granite countertops, two breakfast bars, glass tile backsplash, and stainless-steel appliances, opening seamlessly to the spacious living area with hardwood and tile flooring. Recent updates over the past three years (excluding one bedroom) add modern finishes and a fresh, contemporary feel throughout. Enjoy waterfront views from the balcony and the convenience of both car and golf cart garage parking. All furnishings convey, making this property truly turn-key. Located in the heart of the Horseshoe Bay resort area, residents and guests enjoy access to a wide array of amenities and activities, including the iconic European-style floating pool.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

3/10
6/10
Llano Junior High SchoolGrades 6-822.7 mi
6/10
Llano High SchoolGrades 9-1223.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1980

Materials

  • Foundation: Slab
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Free-Standing Electric Range,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 5
  • Main level bedrooms: 2

Features

  • 2 Primary Baths,2 Primary Suites,Breakfast Bar,Ceiling Fan(s),Granite Counters,Electric Dryer Hookup,Entrance Foyer,Interior Steps,Primary Bedroom on Main,Walk-In Closet(s),Washer Hookup
  • Window features: Blinds,Plantation Shutters
  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total interior livable area: 1,820 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 12225150520L0
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: None
  • Patio & porch: Covered,Deck,Patio,Rear Porch
  • Exterior features: Balcony
  • Fencing: None
  • Has view: Yes
  • View description: Hill Country,Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: None

Lot

  • Lot size: 1,014 sqft
  • Features: Back Yard,Front Yard,Near Golf Course,Sprinkler - Automatic,Trees-Large (Over 40 Ft)

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage Faces Front,Oversized,Parking Lot
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$360$4,320
Property Taxes $249$2,988
Electricity $238$2,859
Total$3,071$36,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,291/yr
40% on housing$92,130/yr
45% on housing$81,893/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 78657$488
Llano County$414

vs Homes Sold Last Month

Median $/sqft

ZIP 78657
Llano County$249

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-16Price change$576,770
2025-12-22Listed for sale$588,540
2025-12-21Listing removed$600,551
2025-11-18Price change$600,551
2025-10-24Price change$612,807
2025-10-03Price change$625,313
2025-09-05Price change$638,074
2025-08-16Price change$651,096
2025-07-25Price change$664,383
2025-06-24Price change$677,941
2025-05-20Price change$691,777
2025-04-21Price change$705,894
2025-04-02Price change$720,300
2025-03-05Price change$735,000
2025-01-29Price change$750,000
2024-04-22Listed for sale$970,000

For Sale by Agent

AgentChris Watters
BrokerageWatters International Realty

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