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370 Lora Ave, Youngstown, OH, 44504

4beds
1baths
1,719sqft
$114,900
$67price/sqft
$1,014/moest. monthly cost
$40,560/yrincome needed

About This Home

Step into this beautifully renovated 4-bedroom home on Youngstown’s desirable North Side - where classic charm meets modern updates. Perfectly located near freeway access, Youngstown State University, major medical centers, and local attractions, this home offers both convenience and lifestyle appeal. Inside, you’ll find a spacious and functional layout featuring a welcoming living area, a dedicated dining room ideal for entertaining, and a versatile bonus space perfect for a home office, sitting room, or flex use. Thoughtful updates throughout make this property move-in ready, while still offering room to add your personal touch. The large eat-in kitchen showcases new light fixtures, new cabinets, countertops, backsplash and durable waterproof vinyl plank flooring that runs throughout the entire first level. Upstairs offers three comfortable bedrooms with all-new carpet, along with a renovated full bath featuring waterproof vinyl plank flooring and a small bonus nook suitable for storage or a cozy workspace. The finished third floor provides additional flexibility with fresh paint and new carpet, making a great fourth bedroom, playroom, or creative space. With over 1,700 square feet of living space, multiple bedrooms, full basement with flexibility for additional living space, and a classic two-story design, this home is a great opportunity for homeowners and investors alike. Added Value: Some seller financing is available - up to 15% of the listing price - creating a rare opportunity for buyers seeking flexible purchasing options. Whether you're looking for your next home or a strong addition to your portfolio, this property delivers location, space, and value all in one.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

3/10
Harding Elementary SchoolGrades PK-50.6 mi
3/10
East Middle SchoolGrades 6-83.2 mi
4/10
East High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1914

Materials

  • Roof: Asphalt
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Conventional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Eat In Kitchen

  • Level: First

Features

  • Finished area above ground: 1,719

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,719
  • Total interior livable area: 1,719 sqft

Living Room

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 530080156.000
  • Special condition: Standard

Features

  • Levels: Three Or More

Lot

  • Lot size: 7,492 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $580$6,960
Home Insurance *$117$1,404
Property Taxes $124$1,488
Electricity $193$2,320
Total$1,014$12,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,765/yr
40% on housing$30,420/yr
45% on housing$27,040/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$67This listing

vs Other Active Listings

Avg $/sqft

ZIP 44504$53
Mahoning County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 44504$65
Mahoning County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Price change$114,900
2026-03-20Price change$119,900
2026-02-24Listed for sale$127,300
2024-09-30Listing removed$88,100
2024-07-11Listed for sale$88,100
2007-02-08Sold$29,000
2005-07-27Sold$15,000

For Sale by Agent

AgentHaley Beachler
BrokerageBurgan Real Estate

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