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1817 Lutheran Church Rd, Copperas Cove, TX, 76522

1beds
1baths
399sqft
$1,450,000
$3,634price/sqft
$9,941/moest. monthly cost
$397,640/yrincome needed

About This Home

Escape to your new off-grid country estate at the 111 acre Settlement Branch Ranch. The ranch’s topography, views, water, location, and a variety of cover give it the feel of a much larger ranch. With the freedom of off grid living provided by a well-designed and integrated solar system with diesel generator back up, the finely appointed tiny home is the perfect base for hunting, wildlife watching, or just enjoying the peaceful central Texas countryside.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
5/10
5/10
Copperas Cove High SchoolGrades 9-125.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2019

Materials

  • Foundation: Other,Pillar/Post/Pier,See Remarks
  • Roof: Metal
  • Construction materials: Frame,Lap Siding,Other,See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,See Remarks
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Some Electric Appliances,Some Gas Appliances,Microwave,Range
  • Laundry features: None

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Kitchen/Family Room Combo

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric,1 Unit

Interior Area

  • Total interior livable area: 399 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 150987 and 100691
  • Horse amenities: Arena

Features

  • Levels: Other
  • Patio & porch: Deck
  • Exterior features: Deck,Fire Pit,Propane Tank - Leased
  • Fencing: Barbed Wire
  • Has view: Yes
  • View description: Other,Pond,Creek/Stream
  • Has water view: Yes
  • Water view: Pond,Creek/Stream
  • Waterbody name: Creek/Stream,Pond/Stock Tank,Other-See Remarks

Lot

  • Lot size: 111 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Winter Weather
Hail
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,331$87,972
Home Insurance *$1,164$13,968
Property Taxes $1,208$14,496
Electricity $238$2,859
Total$9,941$119,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$340,834/yr
40% on housing$298,230/yr
45% on housing$265,093/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$3,634This listing

vs Other Active Listings

Avg $/sqft

ZIP 76522$117
Coryell County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 76522$144
Coryell County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$1,450,000
2025-02-26Price change$1,850,000
2024-04-23Listed for sale$1,925,000

For Sale by Agent

AgentRichmond Frasier
BrokerageLegacy Broker Group

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