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57 Ohayo Mt. Road, Woodstock, NY, 12498

1beds
1baths
841sqft
$395,000
$470price/sqft
$2,885/moest. monthly cost
$115,400/yrincome needed

About This Home

WOODSTOCK VILLAGE COTTAGE - LOCATION, CATSKILLS CHARM & VALUE! Their loss is your gain --previous buyer couldn't qualify--so here's your chance to own an authentic Woodstock retreat in the heart of the Hudson Valley's most coveted small town. Just moments from the village center, this cozy, character-filled cottage offers the perfect blend of vintage charm and everyday comfort. The one-bedroom, one-bath layout is thoughtfully expanded by a bright four-season sunroom--ideal as a home office, creative space, or guest area. Inside, you'll find warm, inviting details including a masonry fireplace with an efficient wood stove and a striking river rock chimney, along with a classic clawfoot tub that enhances the home's timeless appeal. The kitchen features updated appliances, and a separate laundry area adds convenience. A new heating system, recently cleaned chimney and pumped septic system provide peace of mind. Set on a wooded, nearly quarter-acre lot, the property offers both privacy and usability, with a sunny lawn perfect for gardening or relaxing outdoors. An 8x12 storage shed adds practical space for bikes, tools, and gear. The home will need a new roof in the near future, though an inspection found no active leaks -- and it has been priced accordingly--making this a compelling opportunity for buyers looking to invest in Woodstock real estate at an approachable price point. Location Highlights: Close to Woodstock's shops, restaurants, galleries, and live music venues Easy access to hiking, biking, and outdoor adventure in the Catskill Mountains Near swimming holes, golf, skiing, and year-round recreation Ideal as a starter home, weekend getaway, or income-producing rental Take the NYC bus to Woodstock and leave the car behind! Affordable opportunities in Woodstock Village are increasingly rare--especially with this level of charm and proximity. Make this your home base for experiencing the creative energy, natural beauty, and laid-back lifestyle that define Woodstock and the greater Catskills.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

8/10
9/10
Onteora Middle SchoolGrades 7-87.6 mi
7/10
Onteora High SchoolGrades 9-127.6 mi

Construction

Condition

  • Year built: 1905

Materials

  • Foundation: Stone
  • Roof: Asphalt,Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Washer,Refrigerator,Range,Dryer
  • Laundry features: Laundry Room,Sink

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Partial,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • High Speed Internet
  • Window features: Insulated Windows
  • Flooring: Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Masonry,Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 841

Heating

  • Heating features: Electric,Forced Air,Propane

Interior Area

  • Total structure area: 841
  • Total interior livable area: 841 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 27.13435
  • Zoning: R3

Features

  • Patio & porch: Patio

Lot

  • Lot size: 10,454 sqft

Parking

  • Parking features: Shared Driveway,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Ulster County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$109$1,308
Property Taxes $533$6,396
Electricity $246$2,954
Total$2,885$34,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,914/yr
40% on housing$86,550/yr
45% on housing$76,933/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$470This listing

vs Other Active Listings

Avg $/sqft

ZIP 12498$434
Ulster County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 12498$387
Ulster County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Price change$395,000
2026-04-09Pending sale$399,000
2026-04-09Contingent$399,000
2026-01-16Listed for sale$399,000
2026-01-13Pending sale$399,000
2026-01-13Contingent$399,000
2025-12-13Listed for sale$399,000
2025-12-08Pending sale$399,000
2025-12-07Contingent$399,000
2025-11-12Price change$399,000
2025-10-24Price change$420,000
2025-09-22Pending sale$440,000
2025-09-22Contingent$440,000
2025-09-04Listed for sale$440,000

For Sale by Agent

AgentLaurie Osmond
BrokerageBHHS HUDSON VALLEY PROP-WDST

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