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404 Lombard Way, Chapin, SC, 29036

3beds
3baths
2,122sqft
$410,000
$193price/sqft
$3,100/moest. monthly cost
$124,000/yrincome needed

About This Home

Major Energy Savings-Solar panels included with sale of the home-paid by seller! Built in 2023, this move-in ready craftsman-style home in Night Harbor offers Lake Murray access and endless recreational opportunities. Situated on a desirable corner lot, the home welcomes you with an open floor plan, durable LVP flooring, and a cozy gas log fireplace. The granite kitchen is equipped with stainless steel appliances, ample cabinetry, and a convenient bar for casual dining. A formal dining room provides space for gatherings and special occasions. The spacious primary suite is located on the main level and features a walk-in closet, dual vanity, soaking tub, and separate shower. Upstairs, you’ll find two additional bedrooms plus a versatile bonus room perfect for a home office, playroom, or media space. Step outside to a covered back porch overlooking the fenced backyard with a double gate-ideal for relaxing, entertaining, or letting pets roam. The yard is also fitted with an invisible fence. Enjoy the Night Harbor lifestyle with neighborhood amenities that include a boat ramp, boat storage, community docks, clubhouse, tennis courts, and a playground. Zoned for award-winning Chapin schools and complete with a two-car garage, this property combines comfort, convenience, and lake living at its best. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

5/10
Piney Woods ElementaryGrades PK-42.2 mi
7/10
Chapin MiddleGrades 7-87.0 mi
9/10
Chapin High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 2023

Materials

  • Construction materials: Brick-Partial-AbvFound,Stone,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Smooth Surface,Dishwasher,Microwave Above Stove
  • Laundry features: Heated Space,Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Double Vanity,Bath-Shared,Walk-In Closet(s),Tub-Shower,Closet-Private
  • Level: Second

Bedroom3

  • Features: Double Vanity,Bath-Shared,Walk-In Closet(s),Tub-Shower,Closet-Private
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Partial bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Features: Area,Molding
  • Level: Main

Features

  • Ceiling Fan(s)
  • Flooring: Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas Log-Natural
  • Fireplace: Yes
  • Attic: Attic Access

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,122
  • Total interior livable area: 2,122 sqft

Kitchen

  • Features: Bar,Pantry,Granite Counters,Backsplash-Tiled,Cabinets-Painted,Recessed Lighting
  • Level: Main

Living Room

  • Features: Fireplace,Ceiling Fan,Recessed Lights
  • Level: Main

Master Bedroom

  • Features: Double Vanity,Tub-Garden,Bath-Private,Separate Shower,Walk-In Closet(s),Tray Ceiling(s),Ceiling Fan(s),Closet-Private
  • Level: Main

Property

Details

  • Parcel number: 00153501105

Features

  • Stories: 2
  • Fencing: Privacy

Lot

  • Lot size: 10,018 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Hurricane
Lightning
Strong Wind

FEMA Declared Disasters in Lexington County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$170$2,040
Property Taxes $653$7,836
Electricity $204$2,449
Total$3,100$37,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,285/yr
40% on housing$93,000/yr
45% on housing$82,666/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 29036$198
Lexington County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 29036
Lexington County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$400,000
2026-03-25Price change$410,000
2026-01-07Listed for sale$420,000
2025-12-19Listing removed$425,000
2025-07-17Listed for sale$425,000
2024-05-17Sold$400,000
2024-05-09Pending sale$399,900
2024-04-11Listing removed--
2024-04-03Price change$399,900
2024-03-21Price change$404,900
2024-03-11Price change$407,900
2024-02-26Price change$414,900
2024-02-14Listed for sale$419,900
2023-06-28Sold$389,500
2023-05-24Pending sale$391,806
2023-05-09Listing removed--
2023-05-09Pending sale$391,806
2023-03-30Price change$391,806
2023-02-27Listed for sale$392,710

For Sale by Agent

AgentKaren Yip
BrokerageYip Premier Real Estate LLC

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