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7507 SW 76th Ter, Ocala, FL, 34481

4beds
3baths
2,039sqft
$344,900
$169price/sqft
$2,386/moest. monthly cost
$95,440/yrincome needed

About This Home

Incredible opportunity in a 55+ community.Discover this beautiful home designed for comfort, peace of mind, and an active lifestyle.the seller is offering $6,000 toward closing costs, a valuable incentive to help make your purchase easier.Enjoy a glass-enclosed, screen-covered lanai, perfect for relaxing year-round without worrying about weather or insects.The home also includes a built-in water filtration system, providing clean, high-quality water from day one.This property offers comfort, savings, and thoughtful upgrades that truly stand out.

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
27
BikeSomewhat Bikeable

Schools

4/10
Liberty Middle SchoolGrades 6-83.4 mi
4/10
West Port High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: HardiPlank Type,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Den

  • Level: First
  • Area: 130
  • Dimensions: 13x10

Dinette

  • Level: First
  • Area: 247
  • Dimensions: 19x13

Features

  • High Ceilings,Open Floorplan,Primary Bedroom Main Floor,Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,652
  • Total interior livable area: 2,039 sqft

Kitchen

  • Level: First
  • Area: 160
  • Dimensions: 10x16

Living Room

  • Level: First
  • Area: 247
  • Dimensions: 19x13

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 210
  • Dimensions: 14x15

Property

Details

  • Parcel number: 3546000178
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Garden,Irrigation System,Rain Gutters

Lot

  • Lot size: 6,970 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$220$2,640
Property Taxes $217$2,604
Electricity $205$2,462
Total$2,386$28,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,805/yr
40% on housing$71,580/yr
45% on housing$63,626/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 34481$156
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34481$174
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-20Listed for sale$344,900
2024-07-01Listing removed$370,999
2024-04-24Listed for sale$372,999
2023-09-05Sold$318,000

New Construction

AgentJuliana Estupinan
BrokerageLPT REALTY, LLC

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