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3562 NE Garfield Ave #7, Portland, OR, 97212

2beds
3baths
918sqft
$297,900
$325price/sqft
$1,991/moest. monthly cost
$79,640/yrincome needed

About This Home

SELLER TO PAY BUYER’S FIRST YEAR OF HOA DUES! No money down, 100% financing options available, FHA financing available! Welcome to elevated new construction in the heart of the Boise neighborhood, where modern architecture, thoughtful design, and exceptional walkability come together. Built by a multi-year Street of Dreams builder and Builder of the Year award winner by the Home Building Association, this two bedroom, two and one-half bath condo pairs sophisticated finishes with an efficient, light filled floor plan. Expansive windows and lofty ceilings create an airy atmosphere throughout the open main level. The kitchen makes a statement with warm custom cabinetry, quartz countertops, designer tilework, sleek black fixtures, stainless steel appliances, and an eat bar that flows naturally into the dining and living areas. A door opens to a private fenced patio, extending the living space outdoors for morning coffee, pets, gardening, or relaxed evenings at home. Upstairs, the primary suite offers a private ensuite bath, while the second bedroom and additional full bath provide flexibility for guests, a home office, or everyday living. Energy efficient mini split systems provide heating and cooling throughout. Step outside and enjoy a 95 Walk Score and 100 Bike Score, with Life of Pie Pizza, Eem, New Seasons Market, Dawson Park, and the vibrant Vancouver and Williams corridors nearby. Legacy Emanuel Medical Center is also less than one-half mile away. A one year builder warranty provides added peace of mind. Ask about Umpqua Bank’s Legacy Builder down payment assistance program for eligible first generation buyers. My list price reflects buyer eligibility for the Portland Housing Bureau System Development Charge exemption program, a City of Portland affordable housing initiative designed to support more accessible new construction housing for qualifying buyers.

Getting Around

93
WalkingWalker's Paradise
50
TransitGood Transit
100
BikeBiker's Paradise

Schools

7/10
8/10
5/10
Jefferson High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Residential,Condominium,Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Microwave,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Laundry Room

Bedroom2

  • Features: High Ceilings, Wallto Wall Carpet
  • Level: Upper
  • Area: 90

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: High Ceilings
  • Level: Main
  • Area: 80

Features

  • High Ceilings,Hookup Available,Tile
  • Door features: Sliding Doors
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Wall to Wall Carpet

Heating & Cooling

  • Heating features: Mini Split
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 918
  • Total interior livable area: 918 sqft

Kitchen

  • Features: Dishwasher, Microwave,Free Standing Range, High Ceilings
  • Level: Main
  • Area: 104

Living Room

  • Features: Sliding Doors,High Ceilings
  • Level: Main
  • Area: 143

Master Bedroom

  • Features: Ensuite, High Ceilings, Wallto Wall Carpet
  • Level: Upper
  • Area: 100

Property

Accessibility

  • Accessibility features: Natural Lighting,Accessibility

Details

  • Parcel number: New Construction
  • Zoning: CM2

Features

  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Yard
  • Fencing: Fenced
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Features: Level

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Multnomah County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,506$18,072
Home Insurance *$56$672
Property Taxes $253$3,036
Electricity $176$2,119
Total$1,991$23,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,262/yr
40% on housing$59,730/yr
45% on housing$53,093/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 97212$307
Multnomah County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 97212$330
Multnomah County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$297,900
2026-04-30Price change$297,900
2026-02-27Price change$299,900
2026-01-08Price change$314,900
2025-12-04Price change$319,900
2025-03-05Price change$349,900
2025-01-06Price change$359,900
2024-09-18Listed for sale$369,900

New Construction

AgentDarryl Bodle
BrokerageKeller Williams Realty Portland Premiere

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