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1222 N F St, Muskogee, OK, 74403

3beds
1baths
1,254sqft
$134,900
$108price/sqft
$1,060/moest. monthly cost
$42,400/yrincome needed

About This Home

Step into timeless charm with this beautifully updated 1940s home offering the perfect mix of character and modern comfort. This 3-bedroom, 1-bath home features original hardwood floors, modern finishes throughout, and a spacious dining area perfect for gatherings and everyday living. Enjoy peaceful mornings on the large front porch and evenings in the huge fully fenced backyard — complete with a brand new storm shelter for added peace of mind. Located in a quiet neighborhood, this home offers both comfort and convenience with included kitchen appliances, including the refrigerator and oven. Full of warmth, charm, and practical upgrades, this move-in ready home is one you won’t want to miss!

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
66
BikeBikeable

Schools

5/10
Irving Elementary SchoolGrades K-50.3 mi
6/10
4/10
Muskogee High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Crawlspace
  • Roof: Asphalt,Fiberglass
  • Construction materials: Concrete,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Oven,Range,Refrigerator,Stove
  • Laundry features: Washer Hookup,Gas Dryer Hookup

Basement

  • Basement: None,Crawl Space

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • High Speed Internet,Laminate Counters,Wired for Data,Gas Range Connection,Gas Oven Connection
  • Door features: Insulated Doors
  • Window features: Wood Frames
  • Flooring: Carpet,Hardwood,Tile,Vinyl

Heating & Cooling

  • Heating features: Electric,Other
  • Cooling features: Other

Interior Area

  • Total structure area: 1,254
  • Total interior livable area: 1,254 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 510005062

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Exterior features: Concrete Driveway,None
  • Fencing: Chain Link,Privacy
  • Living area range: 1250-1500 SqFt

Lot

  • Lot size: 0.30 Acres
  • Features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding

FEMA Declared Disasters in Muskogee County and Oklahoma

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance $166$1,992
Property Taxes $68$816
Electricity $144$1,732
Total$1,060$12,720

Income You'd Need if You Spent...

35% on housing$36,342/yr
40% on housing$31,800/yr
45% on housing$28,266/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 74403$131
Muskogee County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 74403$118
Muskogee County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$134,900
2026-06-03Price change$137,000
2026-05-20Listed for sale$140,000
2024-04-26Sold$132,000
2024-03-22Pending sale$125,000
2024-03-20Listed for sale$125,000

For Sale by Agent

AgentSusanne Flynn
BrokerageFlynn Realty

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