1504 Surrey Ln #C, Saint Charles, MO, 63304
About This Home
This second level condo is a perfect starter home for anyone who is tired of renting! It’s in a great location close to all major St Charles highways and shopping centers. The skylight and bay windows make this space feel bright and open. The wood burning fireplace gives warmth to cozy winter nights. Private deck with storage overlooks spacious, green common ground making it the perfect spot for morning coffee or an evening glass of wine. Recent updates within the last few years include a new water heater, new appliances, and a renovated bathroom to make this condo move-in ready. Recently installed stackable washer and dryer stay. Low condo fees include water, sewer, and trash. For an extra $40 a month you can have access to the subdivision pool and $20 for pool fob; you may want to take advantage of it this summer!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1986
Materials
- Foundation: Concrete Perimeter
- Roof: Architectural Shingle
- Construction materials: Concrete,Vinyl Siding,Wood Siding
Type & Style
- Home type: Condo
- Architectural style: Apartment Style
- Property subType: Condominium,Apartment
Interior
Appliances
- Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Exhaust Fan,Ice Maker,Microwave,Free-Standing Electric Oven,Refrigerator,Washer/Dryer Stacked,Gas Water Heater
- Laundry features: Inside,Upper Level
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Breakfast Room
- Features: Floor Covering: Laminate
- Level: Main
- Area: 81
- Dimensions: 9x9
Features
- Breakfast Bar,Breakfast Room,Kitchen/Dining Room Combo,Laminate Counters,Pantry,Vaulted Ceiling(s),Wired for Data
- Door features: Sliding Doors
- Window features: Screens,Skylight(s),Window Treatments
- Flooring: Carpet,Plank,Vinyl
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area above ground: 690
Great Room
- Features: Floor Covering: Laminate
- Level: Main
- Area: 192
- Dimensions: 16x12
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air,Exhaust Fan
Interior Area
- Total structure area: 690
- Total interior livable area: 690 sqft
Kitchen
- Features: Floor Covering: Laminate
- Level: Main
- Area: 80
- Dimensions: 10x8
Primary Bedroom
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 165
- Dimensions: 15x11
Property
Details
- Parcel number: 30016615112000C.0000000
- Attached to another structure: Yes
- Special condition: Standard
Features
- Levels: One
- Patio & porch: Deck,Rear Porch
- Exterior features: Balcony,Entry Steps/Stairs,Lighting
Lot
- Lot size: 439.96 sqft
- Features: Adjoins Common Ground,Back Yard
Parking
- Parking features: Additional Parking,Deck,No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $677 | $8,124 |
| Home Insurance * | $83 | $996 |
| Property Taxes | $118 | $1,416 |
| Electricity | $141 | $1,693 |
| Total | $1,019 | $12,228 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-08 | Price change | $133,999 |
| 2026-06-17 | Price change | $137,999 |
| 2026-06-03 | Price change | $144,500 |
| 2026-05-27 | Listed for sale | $150,000 |
| 2021-09-15 | Sold | -- |
| 2021-07-31 | Pending sale | $105,000 |
| 2021-07-23 | Listed for sale | $105,000 |
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