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4538 Shackleford Ridge Rd #2, Signal Mountain, TN, 37377

4beds
4baths
2,765sqft
$1,250,000
$452price/sqft
$7,427/moest. monthly cost
$297,080/yrincome needed

About This Home

This thoughtfully designed single-story home with a bonus space over the garage offers an ideal low-maintenance lifestyle. Scheduled to break ground in Spring 2026, this new construction provides a rare opportunity for buyers to select their floor plan and interior finishes when under contract early in the build process. Perfect for aging in place or for those needing flexible space for remote work, the layout features guest bedrooms thoughtfully separated from the primary suite for added privacy. The vaulted living room is highlighted by expansive sliding glass doors that open to the rear deck, creating a seamless indoor-outdoor connection. An oversized kitchen with a step-in pantry is well suited for everyday living and entertaining. Situated on a 0.82-acre lot, the home backs up to an 11.5-acre wooded community preserve, offering exceptional privacy and wooded views from the rear of the property. Located just moments from Signal Mountain's award-winning schools, this homesite combines natural surroundings with everyday convenience.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

8/10
Nolan Elementary SchoolGrades K-50.3 mi

Construction

Condition

  • Property condition: To Be Built
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Combination
  • Roof: Asphalt,Shingle
  • Construction materials: Cement Siding,HardiPlank Type

Other

  • Builder name: Boutique Living by Curate

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Gas Cooktop,Gas Water Heater,Microwave,Oven,Range Hood,Stainless Steel Appliance(s),Tankless Water Heater,Vented Exhaust Fan,Wall Oven
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Main Level,Washer Hookup

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Beamed Ceilings,Built-in Features,Ceiling Fan(s),Crown Molding,Eat-in Kitchen,Pantry,Primary Downstairs,Recessed Lighting,Soaking Tub,Storage,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s),Wired for Data,Tub/shower Combo,En Suite,Separate Dining Room,Split Bedrooms
  • Window features: Insulated Windows,Low-Emissivity Windows,Vinyl Frames
  • Flooring: Carpet,Tile,Engineered Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room,Ventless
  • Fireplace: Yes
  • Finished area above ground: 2,765

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump,Zoned
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Zoned

Interior Area

  • Total structure area: 2,765
  • Total interior livable area: 2,765 sqft

Laundry

  • Level: First

Master Bedroom

  • Level: First

Office

  • Level: First

Property

Details

  • Parcel number: 088 032.08
  • Other equipment: Irrigation Equipment

Features

  • Levels: One and One Half
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Deck,Front Porch,Rear Porch,Porch - Covered
  • Exterior features: Private Yard,Rain Gutters
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.82 Acres
  • Features: Back Yard,Front Yard,Many Trees,Private,Wooded
  • Lot size dimensions: ~124 x 347 IRR

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Garage,Off Street,Garage Faces Front,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance $238$2,856
Property Taxes $645$7,740
Electricity $224$2,695
Total$7,427$89,124

Income You'd Need if You Spent...

35% on housing$254,640/yr
40% on housing$222,810/yr
45% on housing$198,053/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$452This listing

vs Other Active Listings

Avg $/sqft

ZIP 37377$286
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37377
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-29Listed for sale$1,250,000
2024-04-29Listing removed--
2024-02-24Listed for sale$699,900

New Construction

AgentBrian Lund
BrokerageKeller Williams Realty

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