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79 Oak Alley Ln, Long Beach, MS, 39560

2beds
3baths
1,538sqft
$299,000
$194price/sqft
$2,181/moest. monthly cost
$87,240/yrincome needed

About This Home

Prime beachside opportunity at 79 Oak Alley Lane! Located directly across from the beach and approved for short-term rentals, this property is perfect as a vacation getaway or income-producing investment. Enjoy unbeatable access to the Gulf and all that Long Beach has to offer!

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

9/10
Long Beach Middle SchoolGrades 5-82.7 mi
9/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Aluminum,Metal
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: Townhouse
  • Property subType: Residential,Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Free-Standing Electric Range,Microwave,Water Heater
  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Crown Molding,High Ceilings,Soaking Tub,Stone Counters,Walk-In Closet(s),Breakfast Bar
  • Window features: Double Pane Windows,ENERGY STAR Qualified Windows
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,538
  • Total interior livable area: 1,538 sqft

Property

Details

  • Parcel number: 0512j03066.079

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch
  • Exterior features: Balcony,Lighting

Lot

  • Lot size: 0.25 Acres
  • Features: Near Beach
  • Lot size dimensions: 24' x 73' x 20 ' x 74'

Parking

  • Total spaces: 2
  • Parking features: Driveway,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Harrison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$331$3,972
Property Taxes $147$1,764
Electricity $192$2,304
Total$2,181$26,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,777/yr
40% on housing$65,430/yr
45% on housing$58,160/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 39560$149
Harrison County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 39560$142
Harrison County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$299,000
2026-01-30Listing removed$315,000
2025-08-04Listed for sale$315,000

New Construction

AgentZandar Meeks
BrokerageExpect Realty

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