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60951 Sparky Dr, Saint Ignatius, MT, 59865

5beds
4baths
4,800sqft
$1,349,900
$281price/sqft
$8,553/moest. monthly cost
$342,120/yrincome needed

About This Home

Luxury home under the beautiful Majestic Mission Mountains. The view is extraordinary from this 5 bedroom 4 bath home which features all the amenities you would expect in a luxury home. Vaulted ceilings with James Moder crystal chandeliers, fireplace, high end Cafe' appliances, quartzite and quartz counter tops, solid custom cabinets, custom hickory doors and custom tile work. Privacy glass to offer comfort and security. So many incredible features, please see the attached feature sheet in documents. AND see virtual tour! The expansive 2.23 acres continues the awe inspiring feel of this property. Privacy fence secures the perimeter. Water feature, stamped concrete patios and side walks, landscaped, raised garden beds and an orchard with 6 fruits trees. The 40 X 48 shop is sure to impress with the high entry doors, insulated with propane boiler in floor heat. Top it off with the 10,000 sq ft of paved parking area and a Generac generator and you have a truly special Montana home!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

1/10
5/10
2/10
St Ignatius High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Poured
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Water Purifier,Washer
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Up Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Fireplace,Hot Tub/Spa,Vaulted Ceiling(s),Wired for Data,Walk-In Closet(s),Wired for Sound
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,960

Heating & Cooling

  • Heating features: Ductless,Electric,Hot Water,Propane,Radiant Floor,Radiant
  • Cooling features: Ductless

Interior Area

  • Total interior livable area: 4,800 sqft

Property

Details

  • Parcel number: 15275312301040000
  • Special condition: Standard
  • Other equipment: Generator

Features

  • Levels: Three Or More
  • Patio & porch: Covered,Patio
  • Has spa: Yes
  • Spa features: Hot Tub
  • Fencing: Perimeter,Vinyl

Lot

  • Lot size: 2.23 Acres

Parking

  • Total spaces: 2
  • Parking features: Electric Gate,Electric Vehicle Charging Station(s),Garage,Garage Door Opener,Gated,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Ice Storm
Avalanche
Earthquake
Inland Flooding
Lightning
Wildfire

FEMA Declared Disasters in Lake County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,825$81,900
Home Insurance $942$11,304
Property Taxes $457$5,484
Electricity $329$3,955
Total$8,553$102,636

Income You'd Need if You Spent...

35% on housing$293,245/yr
40% on housing$256,590/yr
45% on housing$228,080/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$281This listing

vs Other Active Listings

Avg $/sqft

ZIP 59865$180
Lake County$406

vs Homes Sold Last Month

Median $/sqft

ZIP 59865
Lake County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-06-23Listed for sale$1,590,000

For Sale by Agent

AgentJill J Ursua
BrokerageMission Valley Properties

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