42730 Ridgeway Rd, Charlo, MT, 59824
About This Home
Nestled in the Mission Valley just 45min from Missoula & 30min from Flathead Lake, this single-family residence presents an unparalleled opportunity to embrace luxurious living within a truly exceptional home. The heart of this home resides in its exquisitely designed kitchen, where culinary dreams come to life; imagine preparing meals surrounded by the elegant high end appliances, custom cabinetry and un matched views out every window. The living room offers a sanctuary of relaxation and sophistication, as you enter a space defined by its high ceiling, which enhances the sense of spaciousness and light. The home was designed and built by a talented local builder. Details like double stud thick R 30 insulated exterior walls, R-60 insulated ceilings, premium windows, doors, and hardware are not to be overlooked. Sitting on 20 acres, outside features include a barn, underground sprinklers, garden, and seasonal pond. Don't hesitate to reach out with any questions or to set up a showing!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2022
Materials
- Foundation: Poured
Other
- Builder name: Tekton Builders
Type & Style
- Home type: SingleFamily
- Architectural style: Modern
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Range,Refrigerator
- Laundry features: Washer Hookup
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Finished area below ground: 0
Heating & Cooling
- Heating features: Ductless,Electric,Forced Air
- Cooling features: Ductless
Interior Area
- Total interior livable area: 2,553 sqft
Property
Details
- Parcel number: 15286703101060000
- Special condition: Standard
- Exclusions: Washing Machine in office,garage refrigerator and freezer.
Features
- Fencing: Cross Fenced
- Has view: Yes
- View description: Mountain(s)
- Topography of land: Level,Rolling,Varied
- Horses can be raised: Yes
Lot
- Lot size: 20.15 Acres
- Features: Level,Rolling Slope
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Earthquake
- Avalanche
- Inland Flooding
- Ice Storm
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Lake County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,031 | $60,372 |
| Home Insurance | $717 | $8,604 |
| Property Taxes | $307 | $3,684 |
| Electricity | $175 | $2,103 |
| Total | $6,230 | $74,760 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-08 | Listed for sale | $995,000 |
| 2026-01-01 | Listing removed | $995,000 |
| 2025-05-28 | Listed for sale | $995,000 |
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