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1683 20th Ave SE, Altoona, IA, 50009

4beds
3baths
1,514sqft
$419,900
$277price/sqft
$2,976/moest. monthly cost
$119,040/yrincome needed

About This Home

Welcome to this incredible home located in the Tuscany neighborhood. The Excalibur ranch WALK-OUT floor plan is a combination of quality craftsmanship and style. From the moment you enter, you'll sense the difference with premium materials and attention to detail. Main level offers a large family room with a 9-foot-high tray ceiling!! An open spacious kitchen features a walk-in pantry. 2 well sized bedrooms and a full bath with 9' ceilings flank one side of the home. The other side showcases the Master bedroom with tray ceiling, a walk-in closet, conveniently able to pass through to the laundry!! A full bath with dual vanities and a step in shower with glass shower door. Almost 1000 square feet of finish in the lower level providing a large 2nd family room and a 4th bedroom and full bath!!3 car attached garage and a 10 x 12 COMPOSITE deck surrounded by a fully sodded yard complete this home. Full blind package, quartz countertops, electric fireplace, 42" upper cabinets....lots to love here in your next home!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
4/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured
  • Roof: Asphalt,Shingle
  • Construction materials: Stone,Vinyl Siding

Other

  • Builder name: Jeffery Paul Homes, LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Stove
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bedrooms: 3

Features

  • Dining Area,Window Treatments
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,514
  • Total interior livable area: 1,514 sqft

Property

Details

  • Parcel number: 17100511345162
  • Zoning: R-5

Features

  • Stories: 1
  • Patio & porch: Deck,Open,Patio
  • Exterior features: Deck,Patio

Lot

  • Lot size: 7,797 sqft
  • Features: Rectangular Lot
  • Lot size dimensions: 60 x 130

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Three Car Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Drought
Heat Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$198$2,376
Property Taxes $534$6,408
Electricity $121$1,452
Total$2,976$35,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,034/yr
40% on housing$89,280/yr
45% on housing$79,360/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$277This listing

vs Other Active Listings

Avg $/sqft

ZIP 50009$232
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50009$227
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$429,900
2024-10-14Sold$65,000

New Construction

AgentRobert Cupples
BrokerageRE/MAX Concepts

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