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1504 Spechts Ranch Rd, New Braunfels, TX, 78132

3beds
2baths
1,665sqft
$375,000
$225price/sqft
$2,645/moest. monthly cost
$105,800/yrincome needed

About This Home

VA ASSUMABLE LOAN AT 3.99%! Buyer does not need to be VA eligible to assume, just qualify through the lender. Lock in a rate well below today's market on this move-in ready home in the highly sought-after Meyer Ranch community. This 2024-built Brightland Homes "Bermuda" plan sits on a corner homesite and delivers single-story living with thoughtful upgrades throughout. The kitchen is a true gathering spot, gas cooktop, stainless appliances, a large center island, 42" cabinets with crown molding, built-in oven/microwave combo, and a walk-in pantry. The owner's suite is privately tucked away with an enlarged, tiled walk-in shower, a window for natural light, double vanity, and a spacious walk-in closet that connects directly to the laundry room for everyday convenience. Outside, enjoy an extended covered patio, full sprinkler system, and a privacy-fenced yard, plus an above-ground pool with deck, ready for summer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

10/10
9/10
8/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Composition

Other

  • Builder name: Brightland Homes - Bermuda Floor Plan

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Gas Water Heater,Microwave,Plumbed For Ice Maker,Range,Self Cleaning Oven,WaterSoftener

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • High Ceilings,Double Vanity,Eat-in Kitchen,Kitchen Island,Primary Bedroom on Main,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,665 sqft

Property

Accessibility

  • Accessibility features: See Remarks

Details

  • Parcel number: 350471007900
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Covered,Deck,Patio
  • Exterior features: See Remarks
  • Fencing: Privacy
  • Has view: Yes
  • View description: None
  • Waterfront features: None

Lot

  • Lot size: 10,018 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Lightning
Tornado
Winter Weather
Cold Wave
Heat Wave
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$186$2,232
Property Taxes $325$3,900
Electricity $238$2,859
Total$2,645$31,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,685/yr
40% on housing$79,350/yr
45% on housing$70,533/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 78132$271
Comal County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 78132$200
Comal County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Listed for sale$375,000
2024-10-30Sold--
2024-10-02Pending sale$374,990
2024-09-30Price change$374,990
2024-09-23Price change$379,990
2024-09-13Price change$389,990
2024-08-15Price change$399,990
2024-05-02Price change$408,990
2024-04-30Listed for sale$404,426

For Sale by Agent

AgentXander Tango
BrokerageReal Broker, LLC

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