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1035 Hickory Ln, Howe, TX, 75459

4beds
4baths
2,716sqft
$574,900
$212price/sqft
$4,256/moest. monthly cost
$170,240/yrincome needed

About This Home

Beautiful 4-bedroom, 3.5-bath home loaded with upgrades and situated on just over one acre. Features scraped hardwood floors throughout the living areas, office, and kitchen, along with a spacious open floor plan designed for comfortable living and entertaining. An impressive rock fireplace anchors the main living area, while the private downstairs primary suite offers a large primary bath and oversized closet with custom built-ins. Dedicated office, generous secondary bedrooms, and a 3-car garage provide plenty of space for the whole family. Outdoor features include a fully fenced yard, large pond with an aluminum dock, raised garden beds fenced separately from the main yard, a storage building, and plenty of space to relax or entertain, creating the perfect backyard retreat. This exceptional property combines quality craftsmanship, thoughtful upgrades, and peaceful country-style living with plenty of room to enjoy both indoors and out.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Howe Intermediate SchoolGrades 3-53.2 mi
7/10
Howe Middle SchoolGrades 6-83.2 mi
7/10
Howe High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal
  • Laundry features: Electric Dryer Hookup,Laundry in Utility Room

Bedroom

  • Level: Second
  • Dimensions: 1 x 1

Bedroom

  • Level: Second
  • Dimensions: 1 x 1

Bedroom

  • Level: Second
  • Dimensions: 1 x 1

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 1 x 1

Features

  • Built-in Features,Granite Counters,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Cable TV,Vaulted Ceiling(s),Walk-In Closet(s),Wired for Sound
  • Flooring: Carpet,Ceramic Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 2,716 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island
  • Level: First
  • Dimensions: 1 x 1

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 1 x 1

Master Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Garden Tub/Roman Tub,Separate Shower
  • Level: First
  • Dimensions: 1 x 1

Office

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 1 x 1

Property

Details

  • Parcel number: 434655

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Dock,Garden,Rain Gutters,Storage
  • Fencing: Wood
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Waterfront

Lot

  • Lot size: 1.09 Acres
  • Features: Acreage,Pond on Lot,Subdivision,Sloped,Sprinkler System,Waterfront

Parking

  • Total spaces: 3
  • Parking features: Concrete,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$513$6,156
Property Taxes $538$6,456
Electricity $298$3,578
Total$4,256$51,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,920/yr
40% on housing$127,680/yr
45% on housing$113,493/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.0%
4.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 75459$196
Grayson County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 75459$142
Grayson County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$574,900
2026-07-02Price change$579,000
2026-06-09Price change$590,000
2026-05-28Listed for sale$599,999
2024-05-10Sold--
2024-04-08Pending sale$499,990
2024-03-27Listed for sale$499,990
2024-03-20Pending sale$499,990
2024-03-15Price change$499,990
2024-03-02Price change$527,522
2024-02-18Price change$537,522
2023-11-17Price change$547,522
2023-10-21Price change$567,522
2023-07-06Listed for sale$597,522

For Sale by Agent

AgentThomas Moore
BrokerageRangePoint Realty, LLC

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