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1440 12th St, Moline, IL, 61265

5beds
2baths
2,700sqft
$268,000
$99price/sqft
$2,290/moest. monthly cost
$91,600/yrincome needed

About This Home

Historic Landmark Property in Moline, IL - Residential or Business Opportunity! Own a unique piece of Moline history with this distinguished landmark property, built in 1907 and showcasing exceptional craftsmanship throughout. Featuring stunning custom woodwork, original architectural details, and timeless character, this property offers a rare blend of historic charm and versatility. Currently configured as a spacious residence with 5 bedrooms and 2 bathrooms, the property provides ample space for comfortable living. Its layout and prominent presence also make it an excellent opportunity for a variety of business or professional uses. Property Highlights: -Historic Landmark Property-Built in 1907-5 Bedrooms-2 Bathroom -Beautiful Original Custom Woodwork-Historic Architectural Features Throughout-Spacious Rooms and Flexible Floor Plan-Ideal for Residential Living or Potential Business Use that is move in ready.

Getting Around

80
WalkingVery Walkable
42
TransitSome Transit
51
BikeBikeable

Schools

5/10
4/10
John Deere Middle SchoolGrades 6-80.5 mi
4/10
Moline Sr High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1907

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Block,Full

Bedroom2

  • Level: Second
  • Area: 144
  • Dimensions: 12X12

Bedroom3

  • Level: Second
  • Area: 144
  • Dimensions: 12X12

Bedroom4

  • Level: Second
  • Area: 144
  • Dimensions: 12X12

Bedroom5

  • Level: Second
  • Area: 144
  • Dimensions: 12X12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 225
  • Dimensions: 15X15

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Radiator(s)
  • Cooling features: Window Unit(s),Wall Unit(s)

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,700 sqft

Kitchen

  • Level: Main
  • Area: 168
  • Dimensions: 12X14

Laundry

  • Level: Basement
  • Area: 100
  • Dimensions: 10X10

Living Room

  • Level: Main
  • Area: 225
  • Dimensions: 15X15

Master Bedroom

  • Level: Second
  • Area: 168
  • Dimensions: 12X14

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1705121009
  • Special condition: None

Lot

  • Lot size: 9,408 sqft
  • Features: Corner Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Hail
Heat Wave
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,355$16,260
Home Insurance *$253$3,036
Property Taxes $475$5,700
Electricity $207$2,492
Total$2,290$27,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,514/yr
40% on housing$68,700/yr
45% on housing$61,066/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 61265$91
Rock Island County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 61265$107
Rock Island County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Price change$249,000
2026-07-30Price change$268,000
2026-06-16Listed for sale$265,000
2026-03-01Listing removed$499,900
2025-11-14Listed for sale$499,900
2025-09-16Listing removed$499,900
2025-08-15Price change$499,900
2025-05-16Price change$525,000
2025-03-25Listed for sale$539,000
2025-03-01Listing removed$549,000
2024-04-30Listed for sale$549,000

For Sale by Agent

AgentNick Roman
BrokerageMel Foster Co. Commercial

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