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1105 N Bay Front, Newport Beach, CA, 92662

3beds
5baths
2,389sqft
$13,995,000
$5,858price/sqft
$79,649/moest. monthly cost
$3,185,960/yrincome needed

About This Home

A rare opportunity to own a newly constructed custom bayfront residence on prestigious Balboa Island. Designed by Ian Harrison and expertly built by Waterpointe Custom Homes, 1105 N. Bayfront sets a new benchmark for sophisticated waterfront living. Showcasing 30 feet of prime bay frontage and approximately 2,389 square feet of meticulously curated interiors, this architectural masterpiece is nearing completion with delivery anticipated in June 2026. The main level is designed for effortless indoor-outdoor living, highlighted by exquisite custom millwork, a statement fireplace, and expansive LaCantina doors that open directly to the bayfront. The chef’s kitchen blends elegance with functionality, featuring a generous island with farmhouse sink, Calacatta Prado countertops, Wolf range, Sub-Zero refrigeration, and a walk-in pantry. A dramatic 2.5-story entry foyer creates an unforgettable first impression. Upstairs, the second level offers two well-appointed bedrooms, two bathrooms, a dedicated laundry room, and a versatile flex space. The primary suite serves as a serene retreat, filled with natural light and opening to a private patio with sweeping bay views. Its spa-inspired bath includes dual vanities, an oversized custom-tiled shower, soaking tub, and a spacious walk-in closet. The third level is designed for elevated entertaining, featuring an enclosed lounge with wet bar, a full bath, and bi-fold doors that open to an expansive covered loggia. Complete with built-ins, a fireplace, and additional deck space, this level captures breathtaking panoramic views of the bay. Additional highlights include a private elevator servicing all three levels, Pella dual-pane windows, Provenza Tresor Armour flooring, solar panels, abundant natural light, and a two-car attached garage. Ideally located near Fashion Island, pristine beaches, and the boutiques and dining along Marine Avenue, this exceptional residence offers a rare blend of modern sophistication, comfort, and iconic coastal lifestyle.

Getting Around

77
WalkingVery Walkable
35
TransitSome Transit
71
BikeVery Bikeable

Schools

8/10

Construction

Condition

  • Property condition: Turnkey
  • New construction: Yes
  • Year built: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Patio Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Dishwasher,Gas Cooktop,Refrigerator
  • Laundry features: Inside,Laundry Room

Bathroom

  • Features: Jack and Jill Bath

Bathroom

  • Features: Bathtub,Dual Sinks,Separate Shower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Wet Bar,Built-in Features,Elevator,High Ceilings,Living Room Deck Attached,Open Floorplan,Recessed Lighting,Entrance Foyer,Jack and Jill Bath,Loft,Primary Suite,Walk-In Pantry,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Wood
  • Fireplace features: Living Room,Outside
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 2,389 sqft

Kitchen

  • Features: Kitchen Island,Kitchen/Family Room Combo,Utility Sink,Walk-In Pantry

Master Bedroom

  • Features: Primary Suite

Other

  • Features: Walk-In Closet(s)

Pantry

  • Features: Walk-In Pantry

Property

Details

  • Parcel number: 05014204
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: 1
  • Pool features: None
  • Patio & porch: Deck,Patio
  • Has view: Yes
  • View description: Bay,City Lights
  • Has water view: Yes
  • Water view: Bay
  • On waterfront: Yes
  • Waterfront features: Bayfront

Lot

  • Lot size: 2,550 sqft
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $70,766$849,192
Home Insurance *$907$10,884
Property Taxes $7,464$89,568
Electricity $512$6,147
Total$79,649$955,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$2,730,822/yr
40% on housing$2,389,470/yr
45% on housing$2,123,973/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$5,858This listing

vs Other Active Listings

Avg $/sqft

ZIP 92662$2,661
Orange County$767

vs Homes Sold Last Month

Median $/sqft

ZIP 92662$2,218
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$13,995,000
2024-04-30Sold$5,995,000

New Construction

AgentTimothy Carr
BrokeragePacific Sotheby's Int'l Realty

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