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519/521 4th Ave, Ford City, PA, 16226

6beds
3baths
--sqft
$130,000
--price/sqft
$1,110/moest. monthly cost
$44,400/yrincome needed

About This Home

Investment Opportunity in Ford City Boro! This property is a Duplex with Separate Utilities. Each Unit consists of Livingroom, Dining Room, Kitchen, 3 Bedrooms and Full Baths, Plus Attic Rooms on the 3rd Floor. Each has their Own Basement, Yard and Off Street Parking. Live in One Rent the Other!

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

6/10
Lenape Elementary SchoolGrades K-61.0 mi

Construction

Condition

  • Year built: 1926

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family,Multi Family

Interior

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3

Property

Details

  • Zoning: MDR
  • Zoning description: MDR

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 0.08

Parking

  • Total spaces: 2
  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$82$984
Property Taxes $147$1,764
Electricity $224$2,692
Total$1,110$13,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,057/yr
40% on housing$33,300/yr
45% on housing$29,600/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.6%
-3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 16226$91
Armstrong County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 16226$63
Armstrong County$107

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Listed for sale$130,000
2024-07-11Sold$113,000
2024-07-01Pending sale$116,500
2024-06-30Contingent$116,500
2024-06-27Listed for sale$116,500
2024-05-10Contingent$116,500
2024-05-01Listed for sale$116,500

For Sale by Agent

AgentParks Denardo
BrokerageDENARDO REALTY, INC.

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