317 Mills Creek Pkwy Lot 13, Jasper, AL, 35504
About This Home
Smith Lake (Main Channel)-Welcome to Mills Creek At Smith's Landing. A brand new community offered by Signature Homes. This Ryan Cottage design has 4BR/3.5BA on three levels of living. This plan is one example which can be built on this lot. Other choices are available. Come and be a part of this premier, vibrant and amenity-rich community on beautiful Smith Lake. Representative Rendering
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2022
Materials
- Roof: Metal
- Construction materials: Frame,Masonry,HardiPlank Type,Drywall
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Electric Oven,Electric Range,Refrigerator,Electric Water Heater
Basement
- Has basement: Yes
- Basement: Concrete,Daylight,Finished,Full,Interior Entry,Walk-Out Access,Walk-Up Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3.5
Features
- Flooring: Wood
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,265
- Total interior livable area: 2,265 sqft
Property
Details
- Zoning: No Zoning
Features
- Stories: 3
- Patio & porch: Covered Patio,Porch,Screened
- Exterior features: Rain Gutters
- On waterfront: Yes
- Waterfront features: Lake Front,BH Permittable
- Waterbody name: Main Channel
Lot
- Features: Wooded
Parking
- Parking features: Parking Space
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,044 | $48,528 |
| Home Insurance * | $830 | $9,960 |
| Property Taxes | $153 | $1,836 |
| Electricity | $253 | $3,041 |
| Total | $5,280 | $63,360 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-06-04 | Listed for sale | $799,900 |
| 2025-05-02 | Listing removed | $799,900 |
| 2024-05-01 | Listed for sale | $799,900 |
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