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183 E Boston St, Hernando, FL, 34442

3beds
2baths
1,761sqft
$629,900
$358price/sqft
$4,472/moest. monthly cost
$178,880/yrincome needed

About This Home

New price improvement! Seller motivated. Move-in ready 2022-built 3BR/2BA single-family home located in the desirable Citrus Hills area of Hernando. This home offers a modern open layout with a screened-in pool and spa, covered lanai, finished garage, and spacious outdoor living ideal for Florida lifestyle. Enjoy access to the nearby Citrus Hills Golf & Country Club, featuring golf, tennis, fitness facilities, dining, and social events. Conveniently located near popular restaurants, shopping, medical facilities, and outdoor attractions including the Withlacoochee State Trail, Crystal River, and Homosassa Springs. Easy access to major roads while still offering a quiet, relaxed setting. Perfect for full-time living or a Florida retreat.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
5/10
Lecanto Middle SchoolGrades 6-86.3 mi
5/10
Lecanto High SchoolGrades 9-126.5 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Block,Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dryer,Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Disposal,Microwave Hood Fan,Microwave,Refrigerator,Water Heater,Water Purifier,Washer
  • Laundry features: Laundry - Living Area,Laundry Tub

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Attic,Dual Sinks,Eat-in Kitchen,Main Level Primary,Primary Suite,Open Floorplan,Pantry,Pull Down Attic Stairs,Stone Counters,Shower Only,Separate Shower,Walk-In Closet(s),Wood Cabinets,Sliding Glass Door(s)
  • Door features: Sliding Doors
  • Window features: Double Hung
  • Flooring: Carpet,Luxury Vinyl Plank
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 2,567
  • Total interior livable area: 1,761 sqft

Property

Details

  • Parcel number: 3526141
  • Zoning: LDR
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Concrete,Electric Heat,Heated,In Ground,Lap,Pool Equipment,Pool,Screen Enclosure,Salt Water,Waterfall,Community
  • Exterior features: Sprinkler/Irrigation,Landscaping,Concrete Driveway
  • Has spa: Yes
  • Spa features: In Ground

Lot

  • Lot size: 0.98 Acres
  • Features: Flat,Rectangular

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Heat Wave
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance *$408$4,896
Property Taxes $682$8,184
Electricity $197$2,366
Total$4,472$53,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,325/yr
40% on housing$134,160/yr
45% on housing$119,253/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$358This listing

vs Other Active Listings

Avg $/sqft

ZIP 34442$195
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34442$197
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Price change$629,900
2026-01-19Listed for sale$660,000

For Sale by Agent

AgentRoyal Palm Coast Member
BrokerageRoyal Palm Coast Realtor Association Member

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