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1955 Brownell St, Saint Charles, MN, 55972

5beds
3baths
4,068sqft
$599,000
$147price/sqft
$4,165/moest. monthly cost
$166,600/yrincome needed

About This Home

Step into this custom built 5 bed 4 bath home, vaulted ceilings, quartz counters, tile work, secondary unit could be perfect for an air bnb, and garage space (6 car attached, rv bay) that is perfect for all of the toys even an rv. Sitting on a private corner lot with a level back yard you can feel like you are in the country with all of the close amenities to town.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
9/10
St. Charles SecondaryGrades 7-121.0 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Age 8 Years or Less,Architectural Shingle,Metal
  • Construction materials: Block,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 4,068

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,068
  • Total interior livable area: 4,068 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 290990131
  • Zoning description: Residential-Single Family
  • Foundation area: 1872

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Awning(s),Patio

Lot

  • Lot size: 0.55 Acres
  • Features: Corner Lot,Tree Coverage - Light
  • Lot size dimensions: 160 x 150

Parking

  • Total spaces: 4
  • Parking features: Attached,Floor Drain,Garage,Garage Door Opener,Heated Garage,Insulated Garage,RV Access/Parking,Storage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Tornado
Winter Weather
Drought
Heat Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Winona County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$365$4,380
Property Taxes $429$5,148
Electricity $343$4,117
Total$4,165$49,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,800/yr
40% on housing$124,950/yr
45% on housing$111,066/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 55972$118
Winona County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 55972$171
Winona County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$619,900
2026-04-22Price change$624,900
2026-04-09Price change$629,000
2026-03-20Price change$639,000
2026-03-10Price change$650,000
2026-02-21Price change$659,900
2026-01-23Listed for sale$669,900
2025-11-12Listing removed$650,000
2025-07-23Listed for sale$650,000
2025-05-06Listing removed$650,000
2025-04-15Price change$650,000
2025-04-08Price change$660,000
2025-03-01Price change$670,000
2025-02-08Listed for sale$699,000

For Sale by Agent

AgentMitchell Walch
BrokerageCoffee House Real Estate LLC

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