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21116 NE 101ST Avenue, Earleton, FL, 32631

2beds
3baths
1,376sqft
$434,900
$316price/sqft
$3,097/moest. monthly cost
$123,880/yrincome needed

About This Home

LAKEFRONT LIVING ON BEAUTIFUL LAKE SANTA FE! Enjoy spectacular waterfront views from this immaculate, move-in ready townhome featuring 2 bedrooms and 2.5 baths. Relax on the screened-in porch or enjoy morning coffee or evening cook-outs with family and friends on your deck. The Best swim beach and is convenient access to the lake via boat ramp, dock and boat slips for mooring overnight. Well planned kitchen layout with a great view of the lake including oak cabinetry and is opened to dining and living area. Spacious Bedrooms with plenty of closet space. Updated Master Bath has double sinks and large walk-in shower. Included is a 30x30 two car garage for Lake Toys! Lake Santa Fe is an all recreational lake to enjoy Boating, Skiing, Wake Boarding, Fishing, kayaking, paddle boarding and sailing. Enjoy bird watching and all that nature has to offer! Great for a weekend get-a-way or a full time home! So peaceful and beautiful ....You won't want to leave!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
3/10

Construction

Condition

  • Year built: 2000

Materials

  • Roof: Shingle

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Unit,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Level: Lower
  • Area: 208
  • Dimensions: 13.00 x 16.00

Features

  • Open Floorplan,Primary Bathroom - Shower No Tub
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,472
  • Total interior livable area: 1,376 sqft

Master Bedroom

  • Level: Upper
  • Area: 210
  • Dimensions: 14.00 x 15.00

Property

Details

  • Parcel number: 18490100010
  • Attached to another structure: Yes
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Screened
  • Exterior features: Boat Slip,Dock
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Features: Dead End Street

Parking

  • Total spaces: 2
  • Parking features: Garage,Parking Lot,Unassigned
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Tornado
Wildfire

FEMA Declared Disasters in Alachua County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$343$4,116
Property Taxes $358$4,296
Electricity $197$2,366
Total$3,097$37,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,182/yr
40% on housing$92,910/yr
45% on housing$82,586/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$316This listing

vs Other Active Listings

Avg $/sqft

ZIP 32631$217
Alachua County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 32631$307
Alachua County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$434,900
2025-11-17Listing removed$425,000
2025-08-02Price change$425,000
2025-07-25Price change$399,900
2025-06-30Price change$405,000
2025-05-27Price change$414,500
2025-05-05Price change$424,900
2025-05-01Listed for sale$429,900
2024-09-10Listing removed$434,900
2024-08-16Price change$434,900
2024-05-03Listed for sale$449,900

For Sale by Agent

AgentSUSAN SMITH
BrokerageCB ISAAC REALTY

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