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10235 Bent Creek Ct, Fishers, IN, 46038

4beds
3baths
3,930sqft
$595,000
$151price/sqft
$4,204/moest. monthly cost
$168,160/yrincome needed

About This Home

Secluded on a quiet cul de sac, this incredible 4-bedroom, 2.5 bath home is located in Crosswinds at WINDERMERE, one of the most sought-after GOLF COURSE communities in FISHERS. Near GEIST reservoir, you will be enchanted from the moment you step onto the front porch and you enter onto the beautiful hardwood floors. To the left is a formal dining room, to the right, a spacious, open living room. The kitchen has bright white cabinets, stainless steel appliances and features granite countertops, an eat-in area and is open to the great room. Ample windows drench the great room in sunlight, and you can relax in front of the lovely gas fireplace. Upstairs, all bedrooms have NEW carpet. The primary suite is incredibly spacious and features a newly remodeled en-suite bathroom and a walk-in closet. Three additional bedrooms, including one that is attached to a huge finished bonus room. The basement also has new carpet, painted walls and an exercise area has been framed and is ready for drywall. The backyard has mature trees that you can enjoy on the new deck! Enjoy the neighborhood park, playground, pickleball/tennis, basketball courts and pool. Highly-rated HSE schools. Conveniently located minutes to the Fishers Community Center, I69 and downtown Fishers entertainment and dining.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

9/10
8/10
Riverside Jr HighGrades 7-84.7 mi
10/10

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick,Cedar

Other

  • Builder name: Regency Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Oven,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom2

  • Level: Upper
  • Area: 168
  • Dimensions: 14X12

Bedroom3

  • Level: Upper
  • Area: 168
  • Dimensions: 14X12

Bedroom4

  • Level: Upper
  • Area: 132
  • Dimensions: 12X11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Level: Upper
  • Area: 196
  • Dimensions: 14x14

Breakfast Room

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Dining Room

  • Level: Main
  • Area: 132
  • Dimensions: 12X11

Exercise Room

  • Level: Basement
  • Area: 121
  • Dimensions: 11x11

Family Room

  • Level: Basement
  • Area: 600
  • Dimensions: 20x30

Features

  • Attic Access,Hardwood Floors,Eat-in Kitchen,Pantry,Walk-In Closet(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Great Room
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 556

Great Room

  • Level: Main
  • Area: 270
  • Dimensions: 18X15

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,930
  • Total interior livable area: 3,930 sqft

Kitchen

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 108
  • Dimensions: 12X9

Living Room

  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Master Bedroom

  • Level: Upper
  • Area: 396
  • Dimensions: 33X12

Property

Details

  • Parcel number: 291509015016000020
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Covered

Lot

  • Lot size: 0.36 Acres
  • Features: Cul-De-Sac,Trees-Small (Under 20 Ft)

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$286$3,432
Property Taxes $550$6,600
Electricity $360$4,323
Total$4,204$50,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,137/yr
40% on housing$126,120/yr
45% on housing$112,106/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 46038$165
Hamilton County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 46038$171
Hamilton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$595,000

For Sale by Agent

AgentWhitney Kesler
BrokerageF.C. Tucker Company

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