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831 S Market St, Troy, OH, 45373

2beds
1baths
983sqft
$125,000
$127price/sqft
$993/moest. monthly cost
$39,720/yrincome needed

About This Home

Investor Special! Location! Location! Location! The property features two comfortable bedrooms possibly 3 and a full bathroom. Sits on a generous lot size. Perfect addition to an investor's portfolio. Walking distance to Downtown Troy.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

--
Kyle Elementary SchoolGrades K-20.3 mi
8/10
9/10
Troy High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: Second
  • Dimensions: 6 x 8

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Dimensions: 12 x 8

Entry Foyer

  • Level: Main
  • Dimensions: 10 x 10

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 983
  • Total interior livable area: 983 sqft

Kitchen

  • Level: Main
  • Dimensions: 12 x 8

Living Room

  • Level: Main
  • Dimensions: 22 x 14

Master Bedroom

  • Level: Second
  • Dimensions: 14 x 14

Office

  • Level: Main
  • Dimensions: 10 x 10

Utility Room

  • Level: Main
  • Dimensions: 8 x 8

Property

Details

  • Parcel number: D08025310
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 8,276 sqft
  • Lot size dimensions: 827600

Parking

  • Total spaces: 1
  • Parking features: Garage,One Car Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance *$61$732
Property Taxes $107$1,284
Electricity $193$2,320
Total$993$11,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,045/yr
40% on housing$29,790/yr
45% on housing$26,480/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 45373$182
Miami County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 45373$166
Miami County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Listed for sale$125,000
2004-07-09Sold$72,000
2002-08-22Sold$50,000
1995-06-23Sold$45,000

For Sale by Agent

AgentHaydee Wright
BrokerageHoward Hanna Real Estate Serv

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