




407 Virginia Ave, Troy, OH, 45373
About This Home
Welcome home to this charming stone home situated on a rare double lot in a desirable Troy location! Offering 4 bedrooms with a potential 5th bedroom or home office, this spacious property provides flexible living options to fit your needs. Inside, you'll find two full bathrooms, including one conveniently located on the main level and another upstairs. The home also features a full unfinished basement, offering abundant storage or the opportunity to create additional living space. Step outside to enjoy the large fenced backyard, perfect for entertaining, pets, gardening, or simply relaxing on the spacious patio. The detached two-car garage provides plenty of room for vehicles and extra storage. This home has seen several important updates, including a new roof (2024), new electric panel (2023), and new electric water heater (2023), providing added peace of mind for the next owner. The home is equipped with gas forced-air heating and central air conditioning for year-round comfort. All kitchen appliances, along with the washer and dryer, will remain with the home, making your move even easier. Connected to city water and sewer, the property also includes a private well for watering the lawn and landscaping, with a new well pump included and ready for installation. With its timeless stone exterior, generous lot size, thoughtful updates, and flexible floor plan, 407 Virginia Ave is a wonderful opportunity to own a home that offers both character and convenience.
Getting Around
Schools
Construction
Condition
- Year built: 1941
Materials
- Construction materials: Stone
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Range,Refrigerator,Washer,Electric Water Heater
Basement
- Has basement: Yes
- Basement: Full
Bedroom
- Level: Main
- Dimensions: 14 x 12
Bedroom
- Level: Basement
- Dimensions: 14 x 11
Bedroom
- Level: Second
- Dimensions: 15 x 14
Bedroom
- Level: Second
- Dimensions: 14 x 8
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
Bonus Room
- Level: Second
- Dimensions: 11 x 11
Dining Room
- Level: Main
- Dimensions: 16 x 11
Entry Foyer
- Level: Main
- Dimensions: 5 x 4
Family Room
- Level: Main
- Dimensions: 19 x 15
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,634
- Total interior livable area: 1,634 sqft
Kitchen
- Features: Eat-in Kitchen
- Level: Main
- Dimensions: 12 x 14
Living Room
- Level: Main
- Dimensions: 11 x 9
Loft
- Level: Second
- Dimensions: 3 x 4
Property
Details
- Parcel number: D08027460
- Zoning: Residential
- Zoning description: Residential
Features
- Levels: One and One Half
- Patio & porch: Patio
- Exterior features: Patio
Lot
- Lot size: 0.28 Acres
- Lot size dimensions: 100 x 120
Parking
- Total spaces: 2
- Parking features: Detached,Garage,Two Car Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $136 | $1,632 |
| Property Taxes | $557 | $6,684 |
| Electricity | $193 | $2,320 |
| Total | $2,276 | $27,312 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $269,900 |
| 2026-07-11 | Listed for sale | $274,900 |
