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3101 Collier St, Indianapolis, IN, 46221

2beds
2baths
968sqft
$127,500
$132price/sqft
$1,007/moest. monthly cost
$40,280/yrincome needed

About This Home

Updated 2-bedroom, 1.5-bath ranch-style home offering 968 sq. ft. of comfortable living space in a convenient location near Kentucky Ave. Enjoy quick access to downtown Indianapolis and major interstates, making commuting a breeze. This home features fresh interior paint and new flooring throughout, creating a modern, clean feel. The updated kitchen provides functionality, while the spacious great room/dining combo is perfect for everyday living and entertaining. A large picture window fills the space with natural light. Located next door to Mickey & Bill's Pizza, this home blends convenience, charm, and value.

Getting Around

64
WalkingSomewhat Walkable
22
TransitMinimal Transit
48
BikeSomewhat Bikeable

Schools

2/10
4/10
Decatur Middle SchoolGrades 7-83.0 mi
3/10

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Crawl Space,Slab
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Exhaust Fan,Gas Oven,Refrigerator

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Family Room

  • Level: Main
  • Area: 252
  • Dimensions: 12x21

Features

  • Eat-in Kitchen

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 968
  • Total interior livable area: 968 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 16x09

Master Bedroom

  • Level: Main
  • Area: 143
  • Dimensions: 11x13

Property

Details

  • Parcel number: 491129111337000200
  • Special condition: Flood Plain,Sales Disclosure Supplements
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 4,356 sqft
  • Features: City Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $644$7,728
Home Insurance *$85$1,020
Property Taxes $94$1,128
Electricity $184$2,212
Total$1,007$12,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,525/yr
40% on housing$30,210/yr
45% on housing$26,853/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 46221$103
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46221$143
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Listed for sale$135,000

For Sale by Agent

AgentPatrick Watkins
BrokerageMike Watkins Real Estate Group

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