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3731 London Rd, Duluth, MN, 55804

3beds
4baths
3,100sqft
$749,900
$242price/sqft
$4,906/moest. monthly cost
$196,240/yrincome needed

About This Home

This rare opportunity to own a one-of-a-kind home was created by combining two units of this townhome community into one expansive and beautifully designed home! This remarkable residence offers 3 bedrooms, 4 baths, and an attached 2-car garage, blending luxury, comfort, and function throughout. The first level features an inviting oversized entry and mudroom from the attached garage & a first floor ensuite bedroom. Walk up to the fabulous kitchen complete with a generous center island, high-end appliances, and a stunning walk-in pantry with built ins—all open to the living and dining areas for seamless entertaining. A main floor office and powder room complete this level. Upstairs, enjoy the convenience of 2 bedrooms on one level, including a primary suite with private bath, plus a laundry area for everyday ease. The top level is a true showstopper—an upper rec area and a rooftop deck offer the perfect place to relax, entertain, and take in the views! Exceptional space, quality finishes, and thoughtful design make this townhome truly stand out.

Getting Around

22
WalkingCar-Dependent
24
TransitMinimal Transit
47
BikeSomewhat Bikeable

Schools

8/10
7/10
10/10
East Senior High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2023

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Cement Board,Frame/Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Dryer Hook-Ups,Washer Hookup

Basement

  • Basement: N/A

Bedroom

  • Level: Main
  • Area: 110
  • Dimensions: 10 x 11

Bedroom

  • Level: Third
  • Area: 135
  • Dimensions: 9 x 15

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Second
  • Area: 84
  • Dimensions: 12 x 7

Entry Hall

  • Level: Main
  • Area: 135
  • Dimensions: 9 x 15

Features

  • Ceiling Fan(s),Eat In Kitchen,Kitchen Island,Walk-In Closet(s)
  • Door features: Patio Door
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,100

Heating & Cooling

  • Heating features: Baseboard,In Floor Heat,Natural Gas,Electric
  • Cooling features: Ductless

Interior Area

  • Total interior livable area: 3,100 sqft

Kitchen

  • Level: Second
  • Area: 200
  • Dimensions: 10 x 20

Laundry

  • Level: Third
  • Area: 49
  • Dimensions: 7 x 7

Living Room

  • Level: Second
  • Area: 144
  • Dimensions: 12 x 12

Master Bedroom

  • Level: Third
  • Area: 609
  • Dimensions: 29 x 21

Rec Room

  • Level: Upper
  • Area: 378
  • Dimensions: 21 x 18

Property

Details

  • Parcel number: 010307500130

Features

  • Exterior features: Balcony

Lot

  • Lot size: 0.25 Acres
  • Lot size dimensions: 75 x 140

Parking

  • Total spaces: 2
  • Parking features: Attached,Electrical Service,Heat,Slab,Utility Room
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Tsunami

FEMA Declared Disasters in St. Louis County and Minnesota

Fire
Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,791$45,492
Home Insurance *$184$2,208
Property Taxes $670$8,040
Electricity $261$3,137
Total$4,906$58,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,205/yr
40% on housing$147,180/yr
45% on housing$130,826/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 55804$310
St. Louis County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 55804
St. Louis County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-21Price change$849,500
2025-11-03Listed for sale$875,000

For Sale by Agent

AgentDeanna Bennett
BrokerageMessina & Associates Real Estate

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