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311 Hartley Hills Ln, Duluth, MN, 55803

5beds
4baths
3,256sqft
$1,090,000
$335price/sqft
$6,230/moest. monthly cost
$249,200/yrincome needed

About This Home

A recently built custom Lindal cedar frame home offering a seamless blend of modern style, quality craftsmanship, and functional living. The open-concept main level features soaring ceilings with exposed cedar frame beams, expansive Marvin fiberglass windows, a spacious living room, and a well-appointed kitchen with Dekton countertops, ample storage, and a dining area with built-in hutch. The main floor also includes a private primary suite with walk-in closet and en-suite bath, an additional bedroom ideal for an office or den, main floor laundry, and a mudroom with built-in cabinetry. The upper level is split with two separate interior staircases and connected by an open-air walkway. One side offers a flexible space ideal for a bedroom or family room, complete with a full bath and private deck. The opposite side features two additional bedrooms, including one with a full bath and walk-in closet. Built on a slab with in-floor heat throughout the main level and garage, this home also includes a whole-house generator and a heated driveway, sidewalk, and front patio system (final hook-up needed). Exterior highlights include professional landscaping, durable Hardie Plank siding, and Trex decking, with potential for a future rooftop deck. The attached garage is fully equipped with in-floor heat, cabinetry, and a utility sink, and a second detached garage provides additional storage or workspace. The home is located just steps from Hartley Park with two trailheads within approximately 600 feet, including one only about 200 feet away.

Getting Around

23
WalkingCar-Dependent
21
TransitMinimal Transit
17
BikeSomewhat Bikeable

Schools

9/10
7/10
10/10
East Senior High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 2023

Materials

  • Roof: Metal,Rubber
  • Construction materials: Cement Board,Frame/Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Main
  • Area: 162.75
  • Dimensions: 15.5 x 10.5

Bedroom

  • Level: Upper
  • Area: 378
  • Dimensions: 18 x 21

Bedroom

  • Level: Upper
  • Area: 260
  • Dimensions: 20 x 13

Bedroom

  • Level: Upper
  • Area: 141.75
  • Dimensions: 10.5 x 13.5

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 180
  • Dimensions: 18 x 10

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,256

Heating

  • Heating features: Baseboard,Boiler,Fireplace(s),In Floor Heat,Natural Gas

Interior Area

  • Total interior livable area: 3,256 sqft

Kitchen

  • Level: Main
  • Area: 234
  • Dimensions: 13 x 18

Living Room

  • Level: Main
  • Area: 322
  • Dimensions: 14 x 23

Master Bedroom

  • Level: Main
  • Area: 300
  • Dimensions: 15 x 20

Property

Details

  • Parcel number: 010211700030

Lot

  • Lot size: 0.33 Acres
  • Features: Corner Lot,Cul de Sac
  • Lot size dimensions: 120 x 120

Parking

  • Total spaces: 4
  • Parking features: Attached,Detached,Multiple
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Strong Wind

FEMA Declared Disasters in St. Louis County and Minnesota

Fire
Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,511$66,132
Home Insurance *$182$2,184
Property Taxes $263$3,156
Electricity $274$3,295
Total$6,230$74,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$213,600/yr
40% on housing$186,900/yr
45% on housing$166,133/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$335This listing

vs Other Active Listings

Avg $/sqft

ZIP 55803$205
St. Louis County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 55803
St. Louis County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$1,250,000
2025-08-26Listing removed$1,195,000
2025-07-18Price change$1,195,000
2025-07-03Listed for sale$1,250,000
2022-04-26Sold$117,000
2021-08-10Sold$100,000

For Sale by Agent

AgentMichael Messina
BrokerageMessina & Associates Real Estate

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