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509 Triggerfish Dr, Oxon Hill, MD, 20745

4beds
5baths
3,384sqft
$799,000
$236price/sqft
$5,492/moest. monthly cost
$219,680/yrincome needed

About This Home

Set within the gated enclave of Potomac Overlook at National Harbor, this 2021-built brick townhouse offers a rare combination of refined design and effortless livability. With 4 bedrooms, 4.5 bathrooms, and 3,384 square feet spread across thoughtfully designed levels, the home feels both generous in scale and intimate in feel. White oak hardwood floors anchor the main living areas, complemented by plush carpeting and LVT where comfort calls for it. Arched windows draw in natural light and lend an architectural elegance that carries throughout the home. In the evenings, the electric fireplace becomes the natural gathering point — warm, unhurried, and quietly sophisticated. The kitchen is designed for both function and flow, outfitted with high-end appliances and ample counter space that opens seamlessly into the dining and living areas. Whether you're hosting a dinner party or a casual weeknight meal, the layout supports it without effort. Each of the four bedrooms is a private retreat with its own en-suite bathroom — well-appointed spaces that feel restful from the moment you walk in. At the top of the home, a rooftop deck captures sweeping views of the Potomac River. It's accessed through a rec room with a full wall of doors that opens completely, blurring the line between inside and out on a perfect afternoon. The HOA covers water, trash, and lawn maintenance, so the day-to-day details are handled. The attached rear-entry garage accommodates two vehicles, with two additional driveway spaces for guests. And just beyond the gate, National Harbor delivers — waterfront dining, boutique shopping, live entertainment, and the kind of energy that makes evenings out feel easy. This is a home that holds its own quietly. No need to look further.

Getting Around

50
WalkingCar-Dependent
50
TransitGood Transit
29
BikeSomewhat Bikeable

Schools

5/10
2/10
Oxon Hill Middle SchoolGrades 6-81.5 mi
4/10
Oxon Hill High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2021

Materials

  • Foundation: Slab
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Dryer In Unit,Washer In Unit

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Flooring: Carpet,Hardwood,Other
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area above ground: 3,384

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,384
  • Total interior livable area: 3,384 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 17125689665
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Pool features: None

Lot

  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Rear,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$316$3,792
Property Taxes $705$8,460
Electricity $431$5,173
Total$5,492$65,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$188,297/yr
40% on housing$164,760/yr
45% on housing$146,453/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 20745$206
Prince George's County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 20745$287
Prince George's County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2024-06-05Listing removed--
2024-05-04Listed for rent$5,500

Coming Soon

AgentRebecca Williams
BrokerageReal Broker, LLC

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