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1195 W Main St, Troy, OH, 45373

4beds
4baths
4,082sqft
$449,987
$110price/sqft
$3,321/moest. monthly cost
$132,840/yrincome needed

About This Home

Charm & character abound in this beautiful BRICK historical mansion on nearly an acre. Easy access to I-75 & stores. U-shaped blacktop drive. Gorgeous large gourmet kitchen; center island & abundant storage. Snuggle by the FP in adjacent Family Room w/vaulted ceiling & lovely beam. NICE cement patio right off Family Room/Kitchen. 2 Wood-burning FP, 2 Gas FP, 1 stove. Classy curved staircase in front foyer; maid's staircase toward back. 3 zoned furnaces. 3 a/c units (replaced a couple years ago!) Roof replaced in 2009 per previous owner. Approx. 9'8" ceilings on 1st floor & 10'8" ceilings upstairs. Phenomenal library with multiple custom built-in bookcases. 2 full baths down; 2 up. Full bath accessible from Master Bedroom/Inlaw Suite on 1st floor (OR it makes a HUGE Great Room)! Crown molding in most of the house. The large yard springs to life with flower gardens. Snooze, you'll lose this one-of-a-kind home! PLEASE DO NOT PULL INTO THE DRIVEWAY WITHOUT A REALTOR.

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
64
BikeBikeable

Schools

7/10
Hook Elementary SchoolGrades K-50.6 mi
7/10
Troy Junior High SchoolGrades 6-81.1 mi
9/10
Troy High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1860

Materials

  • Foundation: Cellar
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Cooktop,Dishwasher,Microwave,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Partial

Bedroom

  • Level: Second
  • Dimensions: 17 x 13

Bedroom

  • Level: Second
  • Dimensions: 17 x 13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Dimensions: 21 x 15

Entry Foyer

  • Level: Main
  • Dimensions: 17 x 7

Family Room

  • Level: Main
  • Dimensions: 23 x 19

Features

  • High Speed Internet,Kitchen Island,Kitchen/Family Room Combo,Remodeled
  • Window features: Double Hung
  • Fireplace features: Gas,Glass Doors,Multiple,Stove,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,082
  • Total interior livable area: 4,082 sqft

Kitchen

  • Level: Main
  • Dimensions: 19 x 18

Living Room

  • Level: Main
  • Dimensions: 17 x 13

Master Bedroom

  • Level: Main
  • Dimensions: 32 x 16

Master Bedroom

  • Level: Second
  • Dimensions: 28 x 15

Office

  • Level: Main
  • Dimensions: 17 x 13

Utility Room

  • Level: Main
  • Dimensions: 10 x 9

Property

Details

  • Parcel number: D08091520
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch
  • Exterior features: Fence,Porch,Patio
  • Fencing: Partial

Lot

  • Lot size: 0.84 Acres
  • Lot size dimensions: irr* (see plat map)

Parking

  • Total spaces: 2
  • Parking features: Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake
Hail

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$223$2,676
Property Taxes $386$4,632
Electricity $437$5,253
Total$3,321$39,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,862/yr
40% on housing$99,630/yr
45% on housing$88,560/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 45373$181
Miami County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 45373$166
Miami County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Price change$449,987
2026-07-23Listed for sale$465,987
2021-07-01Listing removed--
2021-04-05Listed for sale$349,987
2021-03-17Listing removed--
2021-03-03Listed for sale$349,987
2013-06-19Listing removed$219,900
2013-06-19Pending sale$219,900
2013-06-17Sold$200,000
2013-05-16Listed for sale$219,900
2013-05-14Pending sale$219,900
2013-03-18Price change$219,900
2012-10-04Listed for sale$248,900
2012-09-20Pending sale$248,900
2012-09-12Listed for sale$248,900
2012-07-08Listing removed$259,900
2011-09-02Price change$259,900
2011-07-20Price change$262,900
2011-03-01Listed for sale$283,000
2011-01-24Listing removed$279,900
2010-12-30Listed for sale$279,900
2010-11-03Listing removed$279,900
2010-09-16Price change$279,900
2010-05-21Price change$295,000
2010-04-08Price change$309,900
2010-03-05Listed for sale$329,000

For Sale by Agent

AgentSandra Webb
BrokerageRE/MAX Victory + Affiliates

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